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If a life insurance policy is contested how does a judge determine intent if a new beneficiary form was requested but never submitted?
Wiki User
∙ 15y ago
The life insurance policy is a contract. A judge can not determine "intent". Whoever is the named beneficiary is the beneficiary by contract.
Wiki User
∙ 15y ago
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If you are the beneficiary listed on an insurance policy how can a person or persons not listed on the policy contest the claim if a change of benefit form was requested but never submitted?
Legally and contractually the named beneficiary is the beneficiary.
Can a policyowner change beneficiaries if it is irrevocable?
No. In Canada, the irrevocable beneficiary must agree to any beneficiary change being requested by the owner, should the change being requested, change the entitlement of the irrevocable beneficiaries.
Do you have your insurance card in spanish?
NO but they may have it if requested by you.
What is SWIFT MT720?
When a beneficiary has requested the transfer of a documentary credit to a second beneficiary, this message is sent by the bank authorised to advise the transfer of the documentary credit, to the bank advising the second beneficiary. It is used to advise the Receiver about the terms and conditions of the transferred documentary credit, or part thereof.
Can you explain the details of life insurance to me?
Most people purchase life insurance to provide financial security to a spouse or family member in case of a premature or unexpected death. The premium pays for a specific amount of money to be paid to the beneficiary of the policy. Quotes are provided taking into consideration numberous factors such as age, health conditions and how much money the policy will be worth as well as the type of life insurance requested.
What documents requested for car insurance?
I recommend you this site where you can compare quotes from different comapnies: INSURANCE-QUOTES-FREE.INFO
Is my motor vehicle driving record automatically sent to my car insurance agency?
Yes, your car insurance agency has access to your driving record. They use it in part to help determine your premium rate. Your driving record can be requested by your insurance company but it is not automatically sent. It is normal for a company to review your record before issuing a policy.
How does one qualify for term life insurance?
In order to qualify for term life insurance, one must submit an application to the provider. Information requested will include health and employment information, used to determine the risk of death in a given time frame. This information will be used to calculate premiums and pricing.
Who is the insurance consumer advocate?
The Insurance Consumer Advocate is usually an appointee of a State Department of Insurance. He/she investigates and takes positions, on behalf of insurance consumers, on a variety of insurance issues. Frequently, the issues involve requested rate increases.
How do you find out if a deceased person has a life insurance policy?
Unfortunately, there's no clearinghouse of information on life insurance policies. Suggestions: * Go through canceled checks or copies of old checks where the deceased banked at and you might find the company on checks they wrote to make payments. The name would be listed on the checks. * Check old credit card statements, for payments made to an insurance comapany . * Check probate court records of your relative's estate for details. A life insurance policy could show up as an asset. * Contact any past employers for policies of group life insurance. * Contact family members (i.e., brothers, sisters, or children)who might have information about your relative's finances. They might know if any was bought insurance and from where. Ask any lawyer, banker, or accountant, the relative may have had. * The relative's auto or home insurance agents may have sold them a life insurance policy or might know from where one may have been purchased from. The agent can contact the home office to determine if a policy may be on file for that client. There may be legal requirements before any information can be released, but if you know the policy is there make the request. * If life insurance may have been bought recently, there might be a trail of the companies to which they applied. The Medical Information Bureau maintains a database that shows if insurers requested medical information on your relative within the past seven years. Record searches can be requested from the Disclosure Office of the MIB If no beneficiary comes forward to collect the death benefit, and the insurance company does not locate a beneficiary, the insurer will send the death benefit to the state within a certain period of time (usually three years, although it varies depending on state). Even after the state receives death benefit, the funds can still be collected by a beneficiary. You can check their personal files and checkbook to see if they issued any checks each month for life insurance. Check their checking account statement for checks issued to a life insurance company. Search their belongings for a card from their life insurance agent to contact. Ask any persons who may be a beneficiary of the policy - spouse or children / relatives and see if they have any knowledge of a life insurance policy owned by the deceased person. I have realized, as a life agent myself, that many people lost track or just did not know that they are the beneficiary to any policies. I have been asked numerous times "how should I keep my beneficiary informed that when I die, that they are the beneficiary." We will constantly remind them with a yearly notice that they have an inheritance coming to them. I encourage people to view our website, www.findyourpolicy.com and join the many members that feel we are a benefit to them and their family. If anyone has any questions, please feel free to contact me directly at
Where can one get a local auto insurance quote in Erie PA?
Quotes for auto insurance in Erie, Pennsylvania can be requested from Nationwide, Progressive, Farmers, Geico and Allstate. Local agents include Erie Insurance, Hamilton Insurance and Fischer Agency.
How can I finance accident insurance on a student budget?
If you are a student on a limited budget you can afford accudent insurance by researching various insurance companies. The cost will be dependent upon the specific amount of required insurance. The student is advised to consider the long term cost versus the amount of insurance requested.
