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If you are trying to rent a house should you wait until your student loan consolidation has been reported to the credit bureau?
Wiki User
∙ 8y ago
Not necessarily.
Is the person or company you seek to rent from going to pull your credit report? If not, then the status of your student loans is not an issue at all.
If they are going to pull your credit, having a new account will cause a deduction in your credit score. It would be helpful to determine what factors the rental agency will be evaluating.
Is their decision score driven? Do they simply want to see the record of how you have paid your debts or are they concerned with your Debt-to-Income Ratio? The DTI is the percentage of money being paid out on existing debts related to your income. It indicates whether or not you can afford the rent.
Wiki User
∙ 8y ago
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Can a judgment be reported to more that one credit bureau?
Yes a judgement can be reported to more than one credit bureau and is usually reported to the three major credit bureaus (equifax, tranunion & experian)
How is a judgment reported to the credit bureau?
county
Does student loan consolidation negatively impact credit ratings?
No it doesn't.
Where can one find good loan consolidation companies in New York?
One can find good loan consolidation companies in New York from: New York BBB - Better Business Bureau, Debt Consolidation Care, Credit Info Centre, Student Aid, US News, to name a few.
Can a debt to a foreign creditor be reported to a US credit bureau?
Yes, if there is a legal contract saying that the money is owed it can be reported to the credit bureau. It is up to them to determine if it falls under American Law.
Are student loans reported on credit history if still a student?
yes
Where can I get debt consolidation?
You can get credit score advice and debt consolidation information from your banker. They can order a credit bureau score for you and tell you what your score is, how to clean up your credit and perhaps lend you funds to consolidate and pay down the debt faster.
What is the best way to get a consolidation loan if you have bad credit?
In the US, you can consolidate your loans even with bad credit if they are Federally Guaranteed student loans, like Stafford loans. If you want help with the consolidation of your student loans, click on the link below.
If you received a collection notice and the company stated they reported your account to the credit bureau on Monday if you pay it this week since it is the same week will your score remain the same?
If they reported your account to the credit bureau, your score will decrease whether you paid it or not.
Where can one get advice for student loan consolidation in Toronto?
There are many ways to get advice on the topic of student loan consolidation in Toronto. For instance, many websites offer advice on this topic, such as Credit, Fin Aid, and U.S.A. Student Loans.
Medical bills on credit report?
unpaid collection on medical bills can possibly be reported on bureau, but payment history is not reported.
Where can I find advice on credit scores for my student loan consolidation?
A good site for finding information regarding student loan consolidation and credit scores in relation to that would be at www.finaid.org. They state that a credit score of 650 or lower is regarded as "subprime", but lenders have been experimenting with accepting a wider range of credit scores. Good luck!
