What would you like to do?
If you pay more than the amount due every month do you still get charged the same amount of interest?
NO, you should actually pay LESS interest over the period of the loan. You will actually pay it off sooner.
If you are paying more then you need to specify to the dealer that you would like all overpayments to go twards the princeple not the interest which by lowering the princeple will automaticly lower the interest.
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Can your son-in-law have your vehicle repoed even if you have been paying him every month the agreed amount and sometimes more?
Maam, if its a personal disagreement between you and SIL, your best option is go borrow enough to pay him off ASAP. Some relatives dont make good lenders. Did you sign a contr…act of any sort? If so, did it have any clause pertaining to DEFAULT? Legally, you have to be in default to be repossessed. Good Luck
If somebody is willing to pay the whole due amount after repossession do they have to pay the interest they owe?
The lender will tell you the balance due to payoff the loan. YES, it wil most likely include interest. Read your contract.
If the collection agency amount is more than the creditor amount which amount do you legally have to pay?
A collection agency legally require the amount of the debt, plus any other charges/penalties incurred in the collection of the debt.
Answer NOT LEGALLY BUT THAT JUST DEPENDS ON WHAT YOU SIGNED -IF YOU HAVE A GATED AREA OR GARAGE PARK YOUR VEHICLE THERE THEY CAN'T TOUCH IT UNTILL YOU GET …THINGS FIGURED OUT.THEN TRY TO WORK WITH THE DEALER.
If you have an escrow account with a mortgage do you pay interest on the escrow amount of the payment each month?
Interest is only calculated on the principal balance of the loan. For example, on a 30 year loan, if your principal balance (or loan balance is $100,000.00, and your interest… rate is 5.000%, your monthly Principal and Interest payment amount would be about $537.00. Your first payment would include approximately $417.00 in interest, which would gradually decrease, as the principal payment would increase. If you have a reserve or escrow account set up for the payment of Taxes and Hazard/Homeowners Insurance, then your monthly payment would include the monthly payment amount for those items. Below is an itemization of a typical mortgage payment with the above Principal and Interest calculation, and showing how your mortgage lender will calculate the monthly amounts. Annual Property Taxes: $3000.00 / 12 Months Monthly Tax Amount: $250.00 Annual Hazard/HO Insurance: $600.00 / 12 Months Monthly Insurance Amount: $50.00 --------- Principal: $120.00 Interest: $417.00 Tax: $250.00 Insurance: $50.00 TOTAL PAYMENT $837.00 --------- For more information on this subject, visit this website. They have a wonderful real estate dictionary and FAQ section under the resources tab. http://www.eescrowservices.com Also, just for your information, many states do not allow lenders to collect the interest on the pooled reserve account. You'll need to check with your state's banking regulatory commission or department. One last thing...the figures shown here are estimates and will differ from the amounts that your lender provides to you.
Yes, you will still have to pay the same amount. That is, unless your ex's new husband/wife adopts the kids.
What can they do if you paid back the cash advance but they are charging late fees that are more than the amount borrowed and you don't pay those?
I think you should have the same amount of time than more in physical education because you can exercise anywhere!!
yes he will that is what mine does
Do you still have to pay the same child support amount in your ex spouse remarries or can it be reduced?
In general, remarriage should not increase or decrease the amount of support owed.
What element has more than one shell occupied by electrons but still has the same amount of electrons in each shell?
Beryllium, or Be, has two electrons in both the first and second shell. The atomic number is 4 if you need to find it on the periodic table.
If you don't pay at least the minimum payment on your credit cards by the due date, you will be considered a month behind and so on till you are up to date with your monthly p…ayment(s). You'll also be charged interest and with most credit cards, interest is charged daily from date of when you purchased your item and not by the statement billing date. That is why it is important to make a payment asap, than to wait till the due date. ie) if you make a payment even one day after your due date your charged interest. if you purchased an item on Aug 29 and your billing date is sept 1 and your due date is sept 22 and you miss your payment on the due date. interest will be calculated daily from aug 29 till full payment is received if you pay the full payment (including interest) on sept 23 your interest will be less than, if you pay your full payment (including interest) on the next due date of oct 22.
Can you have more than 1 dental insurance plans i have a dental insurance but i need a lot of work done and after they pay i still have large amount to pay?
You will not find much benefit in purchasing more dental coverage as they will only coordinate the benefits anyway. You best bet is to work out a payment plan with the dentist… for the remainder due. Dental coverage is purchased only when people need it or are going to need it especially when someone buys an individual policy. For this reason there are limits the first year or two and caps for what the policy will pay per year.
Isn't paying no interest loan by paying monthly due amount better than paying in full in term of improving credit score by having good payment history?
Making monthly payments on a no interest loan is way better than paying it off in full if you are looking to improve your credit score.
The rate and amount you pay depends on the terms of the credit you use. For instance, if you get a mortgage to buy a house, the interest rate might be 4% a year. For every $1…00 of the unpaid balance you pay the mortgage company $4. However, a credit card might have an interest rate of 21%. For every $100 that you owe to credit card company, you will pay $21- every year- plus the $100 that you owed.
Do You will have to pay interest on credit card debt as long as you pay the minimum amount due on time each month.?
Yes, you pay interest on credit card debt if you only pay the minimum payment. If you pay the entire balance, then you pay no further interest.