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Auto Loans and Financing

Car loans from institutions such as banks or credit unions for the purchase of an automobile

5,540 Questions

Can you get your trade in vehicle back?

Yes, you can often get your trade-in vehicle back, but it depends on the dealership's policies and the terms of the trade-in agreement. Typically, if you have not finalized the sale and the vehicle is still at the dealership, you may be able to retrieve it. However, once the sale is completed and the vehicle is sold to another party, it is generally not possible to get it back. Always check with the dealership for specific options and procedures.

What is a signed contract called?

A signed contract is commonly referred to as an "executed contract." This term indicates that all parties involved have agreed to the terms and conditions outlined in the document and have formally signed it, making it legally binding. Execution signifies that the contract is in effect and enforceable under law.

What is fifth 3rds overnight payoff address?

Fifth Third Bank's overnight payoff address is typically used for sending payments that need to be processed quickly. As of my last update, it is recommended to contact Fifth Third Bank directly or check their official website for the most accurate and current address for overnight payments, as it may vary by state or type of account. Always ensure to include your account number and any necessary information to avoid delays in processing your payment.

What is the lien holder address for us bank auto loans?

The lien holder address for U.S. Bank auto loans is typically listed on your loan documents. Generally, it can be found on your monthly statement or by contacting U.S. Bank customer service directly. It's important to ensure you have the correct address for any correspondence or payments related to your loan. For the most accurate information, check the official U.S. Bank website or your loan agreement.

Why did the colonists write the Olive Branch petition?

The colonists wrote the Olive Branch Petition in July 1775 as a final attempt to avoid a full-scale war with Britain. They sought to express their loyalty to King George III while also addressing their grievances and requesting a resolution to the escalating tensions and conflicts between the colonies and British authorities. The petition aimed to negotiate peace and maintain their rights, reflecting a desire for reconciliation rather than outright rebellion. However, the King's rejection of the petition ultimately pushed the colonies further toward independence.

IS-775 Information needs should be assessed as part of?

IS-775 Information needs should be assessed as part of the overall planning and response process in emergency management. Understanding the information needs of various stakeholders helps ensure effective communication, coordination, and decision-making during incidents. By identifying these needs, agencies can better allocate resources, develop relevant messaging, and enhance situational awareness, ultimately improving outcomes in crisis situations.

What are the ways in which a contract may be created?

A contract may be created through several methods, including express agreements, where terms are explicitly stated, and implied agreements, where terms are inferred from actions or circumstances. Additionally, contracts can be formed through unilateral offers, which become binding upon acceptance by performance, or bilateral agreements, where both parties exchange promises. Furthermore, contracts may also arise from standard forms or digital acceptance, such as clicking "I agree" on online platforms.

Is surviving wife responsible for deceased outstanding car loan in New York city?

In New York, a surviving spouse is generally not personally responsible for the deceased spouse's outstanding car loan unless they co-signed the loan. The responsibility for paying the loan typically falls to the deceased's estate. If the estate does not have sufficient assets to cover the loan, the lender may repossess the vehicle, but the surviving spouse would not be liable for the remaining debt. It's advisable for the surviving spouse to consult with a probate attorney for personalized guidance.

Can you get a derement on your auto loan if you are in chapter 7 bankruptcy?

In Chapter 7 bankruptcy, you cannot directly obtain a deferment on your auto loan; however, you may have options to deal with your car payments. The bankruptcy process may allow for the discharge of certain debts, including the possibility of eliminating the loan if the vehicle is not essential. Alternatively, you might negotiate with your lender for a payment plan or reaffirm the loan, which could lead to more manageable payments. It's advisable to consult with a bankruptcy attorney to understand your specific options.

What is ford motor credit corp overnight mailing address?

The overnight mailing address for Ford Motor Credit Corporation is typically: Ford Motor Credit Company, P.O. Box 2205, Dearborn, MI 48121. However, for the most accurate and updated address, it’s best to check their official website or contact customer service directly.

What is loan growth?

Loan growth refers to the increase in the total amount of loans that a financial institution, such as a bank, extends to borrowers over a specific period. This growth can be measured in terms of the dollar amount or percentage increase in the loan portfolio. Factors influencing loan growth include economic conditions, interest rates, and consumer demand for credit. Healthy loan growth is often seen as a sign of a thriving economy and can contribute to a bank's profitability.

Who is the ceo of ally financial auto?

As of my last update, the CEO of Ally Financial is Jeffrey J. Brown. He has held this position since 2015, leading the company in its focus on digital financial services, including its auto finance division. For the most current information, it's advisable to check the latest updates from Ally Financial or reliable news sources.

What are the legal steps to do when dmv sends you an abandonment letter regarding your impounded vehicle?

If you receive an abandonment letter from the DMV regarding your impounded vehicle, first, review the letter for specific instructions and deadlines. Typically, you should contact the impound lot to confirm the status of your vehicle and any fees owed. Next, gather necessary documentation, such as proof of ownership and identification, and respond to the DMV within the specified timeframe to contest the abandonment if applicable. Lastly, ensure any outstanding fees are paid to retrieve your vehicle and avoid further legal complications.

How do you refinance a repossessed car?

Refinancing a repossessed car typically involves first settling any outstanding balance with the lender or negotiating a payment plan. Once the car is back in your possession, you can shop around for new loan options, focusing on lenders who specialize in high-risk financing. You'll need to provide documentation like your income, credit score, and the car's value. After securing a new loan, use it to pay off the existing balance, effectively refinancing the vehicle.

What is the Mercedes Benz Lien Holder address?

The lien holder address for Mercedes-Benz may vary depending on the specific financial institution or dealership that financed the vehicle. Typically, you can find the lien holder's address on your vehicle title, loan documents, or by contacting the dealership or financing company directly. If you need a specific address, please provide more details about the financing entity.

What make and model car does Philipe Marlowe drive in The Lady in the Lake?

In Raymond Chandler's novel "The Lady in the Lake," the character Philip Marlowe drives a 1946 blue convertible. The specific make and model is a Cadillac, which reflects Marlowe's tough, yet somewhat stylish persona as a private detective in post-war Los Angeles. This choice of car aligns with the era's aesthetics and adds to the novel's atmospheric setting.

Does Arizona have a 3 day right of refusal on on auto contracts?

Yes, Arizona does have a three-day right of refusal for auto contracts, often referred to as a "cooling-off period." This allows buyers to reconsider their purchase and cancel the contract within three days of signing. However, this right typically applies only to certain types of transactions and may not be universally applicable to all auto sales. It's advisable for buyers to verify specific terms with the dealership or consult legal resources for detailed guidance.

What is PNC Bank auto loan loss payee address in Texas?

The loss payee address for PNC Bank regarding auto loans can vary based on specific loan agreements. Typically, it is advisable to refer to your loan documents or contact PNC Bank directly for the most accurate information. You can also visit their official website or customer service for assistance specific to your situation.

Can you live in the same apartment that you are a co-signer for?

Yes, you can live in the same apartment for which you are a co-signer. A co-signer is typically someone who agrees to take on financial responsibility for the lease, ensuring the landlord that rent will be paid even if the primary tenant cannot fulfill their obligations. As a co-signer, you have the right to reside in the apartment, provided that your primary tenant agrees and the lease allows it. Always check the specific terms of the lease agreement for any restrictions.

Why is loan saying pending approval?

A loan status of "pending approval" typically indicates that the lender is still reviewing your application and has not yet made a final decision. This could involve verifying your financial information, assessing your creditworthiness, or awaiting additional documentation. The duration of this status can vary based on the lender's processes and the complexity of your application. It's advisable to stay in contact with the lender for updates and any required actions on your part.

What laws have restricted campaign financing?

Several key laws have sought to restrict campaign financing in the United States. The Federal Election Campaign Act (FECA) of 1971 established limits on contributions and required disclosure of campaign finances. The Bipartisan Campaign Reform Act (BCRA) of 2002 further restricted the use of soft money and regulated issue advocacy ads. Additionally, the Supreme Court's 2010 decision in Citizens United v. FEC significantly weakened these restrictions by allowing unlimited independent spending by corporations and unions, leading to ongoing debates about the influence of money in politics.

How do you contact credit acceptance corp?

To contact Credit Acceptance Corp, you can visit their official website for customer service information, which typically includes phone numbers and email addresses. Alternatively, you can reach them by phone at their customer service number, which is usually listed on your account statement or their website. For specific inquiries, consider using their online chat feature if available.

What is method of financing?

The method of financing refers to the various ways in which an individual, business, or government raises funds to support its activities or projects. Common methods include equity financing, which involves selling shares to investors, and debt financing, which entails borrowing money through loans or bonds. Other options may include crowdfunding, grants, and retained earnings. The choice of method depends on factors such as cost, risk, and the specific financial needs of the entity.

What is Capital One auto finance electronic lien holder id number?

The Capital One Auto Finance Electronic Lien Holder ID number is a unique identifier assigned to Capital One as a lienholder for vehicles financed through them. This number is used in electronic lien and title (ELT) systems to streamline the process of managing vehicle titles and liens. If you need this specific ID number, it is best to contact Capital One Auto Finance directly or check your loan documentation for details.

What is the payoff address for Capital One auto finance?

The payoff address for Capital One Auto Finance typically varies based on the state where the loan was originated. It's best to check your account statement or contact Capital One customer service directly for the most accurate and up-to-date information. You can also visit their official website for specific instructions related to payoff requests.