SBA-Secured Loans

Loans to small businesses that are backed by the Small Business Administration

793 Questions
Small Business and Entrepreneurship
Small Business Loans
Business and Industry
SBA-Secured Loans

How do you get financing for a small business?

Originally Answered: What is the best way to finance a small business?

Please let me the location i.e., state country.as the Govt.Policy, Rules change

At the same time, Investors have their own checklist for Which differ from Manufacturers to Service Providers as well Promoter's Knowledge and Experience ROI for First Five Years.

Promoters can they collect working capital for First 3 Years apart from Fixed Assets With necessary manpower is analysed thoroughly.After giving necessary collateral security further funding is possible.

Eligibility and availability and Integrity of Promoters is key to finance.

If you want to finance your small business fast Gmail me I will send you a info: pasaiokargbo@gmailcom.

356357358
SBA-Secured Loans

What is 'micro-financing'?

Microfinancing is the provision of financial services to low-income clients, including consumers and the self-employed, who traditionally lack access to banking and related services

149150151
Colleges and Universities
SBA-Secured Loans
Toronto

Is lambtone college comes under spp Canada?

YA,

ITS REALLY WONDERFUL COLLEGE & PROVIDING POWERFUL PROGRAMS WHICH LEADS YOU TO BRIGHT CAREER.

119120121
Personal Finance
Credit and Debit Cards
Loans
Home Equity and Refinancing
Credit Reports
Home Buying
Small Business Loans
Money Management
Credit
SBA-Secured Loans

How does a home equity loan versus credit card debt affect your credit scoreeffect of secured loan versus credit card debt on your credit score?

Revolving Debt carries more weight w/ the bureaus that installment debt. A "loan" is a "loan" not "credit" and "credit" is "credit". They don't call it a "credit" score for nothing. The bureaus don't differentiate between a secured credit card vs a regular credit card. SO much emphasis is placed on credit, simply due to the fact that when push comes to shove and you have to make a payment. You HAVE to have a car, you HAVE to have a home......if you don't.......they'll come get both. If you DON'T pay JC Penny's.......I don't think that they'll come repo your new shoes. So, credit cards are the key because they are the first things to go. A person w/ PERFECT credit (800's) could see a score drop of 150 points or more because of ONE recent 30 day late on a credit card.

105106107
Politics and Government
Nigeria
SBA-Secured Loans

What are the problems of public administration in Nigeria?

identify and discuss the problems of public admi in nigeria

798081
Internet Security and Privacy
Facebook
SBA-Secured Loans

How do you fix a website's expired security certificate?

Renewing your SSL certificate is a multiple-step process that varies depending on your certificate type and where you host your website. If you’re looking for a new SSL certificate, check out GoDaddy3. GoDaddy SSL Certificates authenticate your website’s identity and encrypt the information visitors enter on your site, preventing thieves from “overhearing” any exchange between your website and another computer. Visit GoDaddy.com/SSL to learn more.

272829
Small Business Loans
Missouri
Business Finance
SBA-Secured Loans

How much does it cost to build a parking lot?

Cost to Build a Parking Lot

According to" http://www.northwestern.edu/newscenter/stories/2006/01/parking.html, IT costs an average of $4,000 per space to build surface parking lots, $20,000 per space for above-grade garages and $30,000 to $40,000 for below-grade garages.

According to Shoup, "the cost of all parking spaces in the U.S. exceeds the value of all cars and may even exceed the value of all roads." Parking costs billions of dollars a year.

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313233
Banking
SBA-Secured Loans
FAFSA

Types of bank deposit?

1. Savings account - These are the simplest of deposits. You deposit money into your account and you can withdraw it anytime. There would be a small limitation on the number of times you can withdraw money from your account. The money in SB accounts earn an interest of around 3.5% per year 2. Current account - These are similar to Savings accounts with two small differences. One is, the money in a current account does not earn interest and two is, you can withdraw any number of times. This account is for business people who would have high number of transactions in one single day. 3. Fixed Deposit - This is a deposit product where you deposit a certain sum of money with the bank for a specific duration of time. As per the deposit agreement you are expected to let the money be with the bank based on the deposit tenure. Hence the interest offered on such deposits is higher than normal deposits. Also you will attract a penalty charge for pre-closing such deposits 4. Recurring Deposits - These are similar to fixed deposits with a differenc e being, you deposit a small amount of money every month into this account for a specified duration of time and the bank would compound the interest every month and pay you in lump at the end of the tenure.

212223
Job Interviews
SBA-Secured Loans
Websites

How can you benefit the company?

cite your strenghts: skills , education, experience, and how they will cover the job description as a unique combination, and that you will be focus to acquire any training successfully in order to be an expert in the field, doing task effective (producing a desired or intended result) and efficient (accomplish a job with a minimum expenditure of time, money and effort/energy) to exceed the expectatives.

697071
Television and Video
Inventions
SBA-Secured Loans

Why is television important?

The reason television is important is because people need to do something besides sports and not be bored.Television is also important because things pop up that are important and educational for adults and children and things that aren't important and just fun to watch.

192021
Personal Finance
Loans
Small Business Loans
Money Management
SBA-Secured Loans

What is a fully secured loan?

it means if you put your house up for collateral for the loan, if you don't pay, they can take your house and foreclose.

or if you use your vehicle as collateral and you don't pay, they will come and take your car.

You have to put up some kind of thing worth money in order to receive money, this assures the loaner they will get their money!!!!!!!

Answer:

A secured loan is a loan where borrower pledges some asset (e.g. a car or property) as collateral for the loan, which then becomes a secured debt owed to the creditor who gives the loan.

Secured loans are also useful for larger amounts or where the applicant requires a longer repayment period.

444546
Personal Finance
Loans
Money Management
International Business and Trade
SBA-Secured Loans
Business Ethics

What type of enterprise would be most likely to secure a large business loan?

A well-established real-estate developer

232425
Business & Finance
Job Training and Career Qualifications
Small Business Loans
SBA-Secured Loans

Why study finance?

Finance is one of the eminent subjects for providing students with both amazing graduate job opportunities and high earning potential. If you want to study finance, there is a wide range of careers you can choose after completing and getting the finance degree, with finance graduates sought-after for roles in investment banking, accountancy firms, management consultancy, insurance companies, public sector and other fields.

9 Reasons to Study Finance Degree

If you want an outstanding mastery of money, pursuing a degree in Accounting and Finance from a reputable college could be one of the best ways to acquire it. Finance is a field blooming with rewarding career opportunities and great earning potentials in a wide range of sectors. Over time, this field has seen significant growth regardless of the recent economic downturn that is why it is a little more fail-safe and secure than other fields. There are certainly more than below-mentioned reasons why studying Accounting and Finance is a smart option for potential students, but we have listed down the most important reasons why choose a Finance Degree—

Narrow Focus: If you are planning to make your career in the business field, you get many degrees programme options, like accounting, business, marketing or management. One of the reasons to choose the Finance Degree is because of its extra narrow focus, but it still enables finance graduates to explore a field that is full of job opportunities. This degree lets you work with decision makers of outside organizations such as— government agencies, banks, businesses, suppliers, stockholders, and more. Being able to differentiate yourself with a degree in finance will help you when looking for jobs, especially from a huge number of business majors. Since Finance Degree is quite hard to achieve, it is certain to help you stand out of the crowd.

Personality Driven: Anyone can do accounting or get a business degree, but to make a career in finance you must be inquisitive and outgoing. While you have to be extremely good in mathematics at the same time you must have outstanding communication skills and ability to engage in conversations on a variety of subjects.

Become a Better Investor: Pursuing a finance qualification will help you become a better investor. If you are new in investing world, you will learn about the importance of right investment. You will understand when the right time is and what you need to make a good, profitable investment. During the course, you will study investment-related topics that will give you in-depth knowledge and understanding about investing.

Problem Solver: If you are not the problem-solving type of person, you will become one by pursuing this degree. As a finance professional, you will cope with problem-solving matters on a daily basis— from negotiating a great deal to deciding the best finance solution.

Career Opportunities: A finance degree will equip you for a wide range of career opportunities— all sectors that will value financial knowledge.

Financially Rewarding Career: Graduates equipped with an accounting and finance degree can pick from various careers options. Apart from having so many job opportunities, the jobs that present themselves to you will also be very much satisfying from a salary perspective.

Networking Potential: As a windfall for almost any degree programme, networking potential on a finance degree from a recognized college is principally helpful, offering you connections that will let you go ahead in today’s business world and get access to financial information and advice beyond your own field of proficiency.

A Real Understanding of the Way How Money Works: If you want to do a proper planning of your budget, saving money and building assets, there can be no better way than getting a sound foundation in the skills required than through a proper education in finance.

Real-Life Application: Finance degree usually needs a highly hands-on approach, meaning we ensure our students learn by doing. Student benefit from real-life potentials to handle business accounts.

484950
Definitions
SBA-Secured Loans
Homo Habilis

What does the word human human booster shot mean in slag terms?

It is another term for anal sex.

454647
Business Plans
Business and Industry
SBA-Secured Loans

Do you have to OWN a business to obtain a wholesale license?

No, you can be a sole proprietor but you do need to have an EIN (Employee Identification Number) number issued to you from the IRS.

Current law for most states says that you have a physical address as your business address in an area that is zoned and approved by the state for such use. Now you can choose to have a license as individual or as a corporation. The only difference is on the amount of liability you are willing to take personalty. For the extra few hundred dollars It's always best to form a corporation, specially when dealing with cars and will save you a lot of headaches in case something happens.

Different states have different regulations on how to qualify for a dealers license. So its a good idea to check with your local DMV to check. But generally speaking once you have a license from any state then that license is good anywhere in the states.

414243
Repossession
Income Garnishment
SBA-Secured Loans

If you are taken to court over a repossession what can they do besides garnishing your wages?

Shoot you in the foot??? NO. They can attach other personal property you own.

414243
Economics
Nigeria
SBA-Secured Loans
Labor Unions

Is collective agreement enforceable in Nigeria if yes why and if no reason?

well to me colective agreement is not enforceable due to the kind pf government that we have. during negotiation instead

394041
Auto Loans and Financing
Personal Finance
Loans
Small Business Loans
Money Management
SBA-Secured Loans

Is a car loan considered a secured loan?

Hi

192021
Personal Finance
Loans
Money Management
Retirement Planning
Social Security
SBA-Secured Loans

Where can you apply for loans only using your tax id number instead of social security number?

who gives loans for small businesses with tax id numbers for lines of credit

394041
Small Business and Entrepreneurship
Business Plans
SBA-Secured Loans

What is a good resort name?

Try something exotic, Bombaii or Mexico, something that sounds Spanish but at the same time original. Have fun going through names!

192021
Jobs & Education
Student Loans and Financial Aid
SBA-Secured Loans
FAFSA

Can felons get pell grants?

== == means you are not eligible for federal student aid for this school year unless you complete an acceptable drug rehabilitation program or pass two unannounced drug tests administered by an acceptable drug rehabilitation program. Even if you are not eligible for federal student aid, you may still be eligible for aid from your state or college. Answer-You can get get a loan even if it was drug related. The requirement is that you complete some sort of residential drug abuse program. If you do, you are exempt from answering yes to the question "have you ever been convicted of a drug offense". So, make sure you enroll yourself in some sort of drug program and your fine.

Here is a link to the work sheet: http://www.ifap.ed.gov/eannouncements/attachments/122208DrugWkshtEnglish0910.pdf

293031
Debt and Bankruptcy
Loans
Mortgages
Bankruptcy Law
Money Management
SBA-Secured Loans

Can you keep your home after filing bankruptcy if you have a second mortgage if you want to reaffirm with your first mortgage?

Whether or not a home is forfeited depends on the state or federal homestead exemption, and if the lender is willing to reaffirm the loan agreement. Second mortgages are considered secured debt and have the same legal standing as first mortgages.

373839
Electric Windows
Dodge Durango
SBA-Secured Loans

What are the instructions to fix the power window that will not stay up or closed on a Dodge Durango?

Actually, the cables for the power window run around inside the door on plastic guides and they sometimes break. I had to take mine to the dealer as they cannot be repaired and the power window system is one unit.

I've had three of these go bad on my 2001 Durango. Its never the motor and always the plastic guides or regulator as said above. I have found one dealer that did sell just the regulator without the motor but for most its all or nothing $300. If Dodge does it your looking at $600. They sell the entire regulator/motor assembly at discount auto $97.00 or pep boys $120.00 and the parts fit exactly. If you've never done this its probably best to go buy the part first so you can see what it looks like because you cant see it even with the door panel off. This will also give you an idea where the screws are for the old regulator/motor. Remove the door panel along with the white plastic sound proofing membrane if installed. Then you need to lower window down 3/4 of the way so you can remove the screws that hold the window to the mechanism. Then pull the window up by hand and secure up with block of wood in door or use a rubber door stop between window and door frame to keep in place. DO NOT LET WINDOW FALL. Then remove four screws that hold regulor guide in place, you will also need to remove 3 screws from motor. If the motor is riveted in place you will need to drill these out first ( replace with screws on reassembly that come with new mechanism). Disconnect electrical plug from motor and reach inside door panel and rotate entire assembly towards the back of the vehicle to get it out the tiny hole. It will fit through as assembled. Installation of new unit is basically the opposite except after you have the regulator and motor installed with screws, reconnect the electrical plug so you can lower the window clamp into position (about 3/4 down). Then remove wood or stopper from window and lower by hand into positon of the regulator clamp. Secure with two screws and your done. Takes less than an hour.

AnswerThere are two screws at the bottom of the door and one above the tweeter. One behind the grab handle and one behind the door lock. The whole panel lifts a little and comes out; none of those old fashioned clips that would always break. the power lock panel lifts from the back. Pull the panel towards you and you will see the two levers that need to be released. Unclip the tweeter and your panel is free. Once you remove the two screws holding the window to the regulator (10mm bolts) you can lift it all the way then put a screwdriver through the top right panel hole to secure it. Do not remove all the bolts, there are some that have keyhole holes. leave the bolts in, loosen them and slide the motor and track over. This will help greatly when it is time to replace everything. you can put the bolts in if you took them out. I found that the cable on mine had jumped the track inside the motor and came off the top pulley. The bottom half round can be removed easily and allows the slide to slide completely off the track. My cable had broken the plastic piece and came out of the anchor. Also, the notches in the pulley allow the cable to be rethreaded into its path. three tiny screws hold the cover over the screw where the cable winds. follow the path and figure out which one needs to be wound around the screw and which one gets one wind only. to get the screw/pulley back into its housing I used a thick screwdriver up from the bottom to position, hold, and then lever into place, compressing the springs almost completely. replace everything and test. Voila $200 saved.
363738
Personal Finance
Credit and Debit Cards
Loans
Small Business Loans
Money Management
SBA-Secured Loans

What are the similarities and differences between a secured loan and an unsecured loan?

The similarities are that both types of debts can be collected according to the respective laws governing the transactions. Secured debts are those in which some form of collateral has been used. When someone buys a house, the house is used as collateral for the loan. Lenders have much more leeway when collecting on defaulted mortgages, such as foreclosure/forced sale. In the instance of credit card debt, which is unsecured lawsuits have to be filed, won, judgments executed, and so forth. Secured debts always have to be paid or the property has to be forfeited. Unsecured debts, even when a judgment is issued are not always collectible.

Answer :

Unsecured debt refers to any type of debt or general obligation that is not collateral by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment.

Secured loan is a loan where you will be required to use your property as security against the loan, so the lender is able to balance the risk of lending to you.

363738
US Constitution
Mortgages
SBA-Secured Loans

What is a caveat on a property?

This is a form of security lodging against the property. It means that the person issuing the caveat has "say or control" upon sale of this property. Generally used when a personal guarantee is issued, and you want your money paid to you. However you cannot force the sale of the property, but you can be fully involved in the final sale and have rights to your money when the property is sold.

It is an excellent tool to use when you have personal guarantee. The Banks will have priority to you, but you will be next in line.

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