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Small Business Loans

Small business loans are a low-risk form of business financing. Small businesses must meet very strict requirements to qualify for this type of a loan.

500 Questions

How do you start your own cleaning business?

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Asked by Wiki User

Starting your own cleaning business can be a rewarding venture, but it requires careful planning and execution. Here are the steps to start your own cleaning business:

Research the cleaning industry: Understand the cleaning industry, including the types of cleaning services offered, target market demographics, pricing structures, and competition in your area.

Identify your niche: Determine the specific cleaning services you will offer, such as residential cleaning, commercial cleaning, janitorial services, specialized cleaning (e.g., carpet cleaning, window cleaning), or a combination of these.

Create a business plan: Develop a comprehensive business plan outlining your business goals, target market, pricing strategy, marketing plan, operational processes, and financial projections. A well-thought-out business plan will guide your decisions and help secure funding if needed.

Register your business: Choose a suitable business name and legal structure (sole proprietorship, partnership, LLC, etc.) and register your business with the appropriate government authorities. Obtain any necessary permits or licenses required to operate a cleaning business in your area.

Get insurance: Purchase liability insurance to protect your business and clients in case of accidents, damages, or injuries during cleaning operations. Consider other types of insurance, such as workers' compensation insurance if you plan to hire employees.

Invest in equipment and supplies: Purchase essential cleaning equipment, tools, and supplies needed to perform your services efficiently and effectively. This may include vacuum cleaners, mops, buckets, cleaning agents, protective gear, and transportation vehicles if necessary.

Set pricing: Determine your pricing structure based on factors such as the type of cleaning services offered, the size and complexity of the job, and your competitors' rates. Consider offering competitive pricing while ensuring profitability for your business.

Market your services: Develop a marketing strategy to promote your cleaning business and attract clients. Utilize online and offline marketing channels, such as creating a professional website, social media marketing, distributing flyers or brochures, networking with local businesses, and asking satisfied clients for referrals.

Hire and train staff (if applicable): If you plan to hire employees or subcontractors, recruit reliable and trustworthy individuals with experience in cleaning services. Provide thorough training on cleaning techniques, safety protocols, and customer service to maintain high-quality standards.

Deliver excellent service: Focus on delivering exceptional cleaning services and exceeding customer expectations to build a positive reputation and secure repeat business and referrals. Prioritize customer satisfaction and address any concerns or feedback promptly.

Starting a cleaning business requires dedication, hard work, and attention to detail, but with proper planning and execution, you can build a successful and profitable enterprise in the cleaning industry.

How culture has changed over the past 500 years?

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Asked by Wiki User

Over the past 500 years, culture has undergone significant changes. Globalization has led to increased interconnectedness between cultures, resulting in the exchange of ideas, traditions, and values. Technological advancements have also influenced culture, from the invention of the printing press to the rise of the internet. Additionally, social movements and shifts in societal norms have brought about changes in areas such as gender roles, civil rights, and environmental awareness.

What are similarities and differences between insurance and risk management?

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Asked by Wiki User

"Risk management" might be considered to be the umbrella topic. Managing risk can be accomplished by risk avoidance, taking measures to reduce or ameliorate risk, or risk transfer. Insurance is the fundamental form of risk transfer because the financial impact of an untoward event (the risk) is transferred to a third party (the insurer) in return for the payment of a premium.

Can a 14 year old go into a liquor store?

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Asked by Wiki User

I suppose i would ask the law that question, lets see how many seconds it would take before they lock you up. i want a biscuit! shaun schwegler

How much money can you make with an associate's degree in general business?

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Asked by Wiki User

Salary is based on whatever someone is willing to pay you, and that is usually based on their perception of what you can accomplish for them. Salary, earning potential, and marketability are not only determined by the type of field you are in and the degree you possess. It depends on your position within that field, the institution you work for, your experience, expertise, personal abilities, critical thinking skills, problem solving abilities, dedication and commitment toward ones work, and more. Thus, salary is not so much dependent on the type of degree as much as it is dependent on the person who holds the degree. Still, if you have a specific occupational title, you can then retrieve the estimated mean annual wage particular to that occupation through the U.S. Department of Labor: Bureau of Labor Statistics.

What qualifications are needed to start a group home for released inmates?

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Asked by Coxdbc

YOU need to be saved, filled with the Holy Spirit, and seek the face of our Lord and savior jesus ( you must have a relationship with him). Two you need to have a heart for the criminal, third you need to ask the Father for his heart. you need a fathers heart to do this. u love you children with unconditional love, must love the criminal with the same type of love. Finally ask the lord to open doors and make a way. if you go about this without the blessing of the lord you are really not helping the criminal.

How is the applicant known to you?

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Asked by Wiki User

Many job applications require the applicant to state how long they have known their references. This allows the interviewer to know what references can give feedback on a person that is accurate.

What kind of training its required to own a restaurant?

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Asked by Wiki User

Everyone will tell you that owning and running a restaurant is hectic, my main advice is to use productivity tools that give you more of that most valuable commodity...time.

Key areas include:

- Finding new customers and keeping existing business / Marketing

- Food Logistics

- Staff Management

- Table/booking management & billing

- Financial reporting, Accounts payable and Accounting.

If you are like me, being gen Y or X, then you'll be sweet with leveraging internet tools as a way to promote and run your business - I've found working with older restaurant owners that they are less likely to be adopters of technology, but this doesn't help in a competitive and financially challenging environment.

For me the most time consuming area has been food logistics and staff management, you really need a hands on approach for this. For marketing, tables/booking management and the financial area I use web and iPhone applications.

The most useful tool for me which has been a godsend is yumtable.com - a last minute restaurant booking service, essentially allows you to post tables and deals online where you have quiet time periods, eg Mon/Tuesday evenings or for last minute cancellations. But because you can tailor your own offers at any time period for any number of tables, I've also used it for specials as well, eg I got a good deal on snapper and offered 5 tables a night for a special sitting at 5pm with a movie ticket with a snapper main. It's great fun and new and old customers have used it - Offers are also automatically posted to your facebook and twitter accounts 2 hours before they expire - which leverages the social network of my cafe. I also get bookings from text messages so it's very efficient and with no equipment costs and it's free to use for the first 20 bookings to see if it works.

opentable.com has also been handy but I find that most of my customers have bookmarked my phone number to call for a booking rather than bothering online.

For accounting I'm using xero.com, it's an amazing tool that literally takes your purchases from your bank feeds and after you teach it, will remember what transaction should go to what account - this is truly a huuuuge time saver. Being online, at any point i can log in and see the status of my business and it's health - without minimal need for a bookkeeper. Costs around $50 a month but worth it for you not having to think about your accounts, whenever i log in it's all there without the need to spend early hours of the morning entering in receipts, etc.

The last tool I've found useful is billstrust.com - this nifty online business is awesome for businesses that get lots of bills from lots of sources - you can simply grab any bill including hand written ones and fax/email or take a pic with your camera phone and email it - and this service will handle data entry and queue up the bill for payment by the due date - you can view at any one time your liabilities due over coming months. I get stacks of supplier bills as well as your standard electricity/gas bills so all my bills are in one place - and i can sync it with my xero account to have a real time picture of where my business is at - again this saves on the need for a bookkeeper.

The only thing i'd like to be easier is payroll management, but I'm looking into solutions at the moment for that.

How many years of college does it take in order to own a business?

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Asked by Wiki User

Business degreeI am from India, and here, a Bachelors in Business Administration (BBA), like the UK, takes three years, just as its non-professional equivalent Bachelors of Commerce (BCom). In the US, however, may take 4 years.An MBA in India takes 2 yr. while in the UK, IT TAKES 1 YR.

India

Admission for BBA-minimum 50% marks in Class XII Board examinations, qualifying the entrance exam (based on English, basic math, logical reasoning, general knowledge and business awareness) of the college you are applying to or in case of Mumbai University, only Class XII Board marks

Good colleges-Shaheed Sukhdev College (also known as College of Business Studies or CBS), Delhi, which meets international standards-not sure of admission procedure for international students, colleges of Mumbai University, Symbyosis (Pune), Pondicherry University,JIMS and Amity of Indraprastha University in Delhi, Christ College in Bangalore, IIPMs in different parts of the country

UK

Visit the web page www.hero.ac.UK/rae and view by unit of asessment and universities ranked 4 or 5 in teaching are good. Good academic performance in Board exams (and/or cocurricular activities and sports-not necessary) with a qualifying score in IELTS/TOEFL (not necessary for someone in UK/USA/Australia) gets you admission. Can apply only to six universities at a time through the UCAS form

USA

Good academic performance in school, a good SAT score and a qualifying TOEFL score (and cocrricular activities and sports-not necessary)

MBA

INDIA

Good colleges-IIMs in different parts of the country, hard to crack-highly competitive entrance exam called CAT, meet international standards-not sure of admission procedure for international students, other colleges include ISB (Hyderabad),Symbyosis (Pune), IMT (Ghaziabad), Faculty of Management Studies (Delhi)

UK

Visit the web page www.hero.ac.UK/rae and view by unit of asessment and universities ranked 4 or 5 in teaching are good. Good academic performance in graduation (and cocrricular activities and/or sports-not necessary) with a qualifying score in IELTS/TOEFL gets you admission

USA

Good academic performance in graduation, a good GMAT score and a qualifying TOEFL score (and cocurricular activities and sports-not necessary)

What causes lissencephaly?

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Asked by Wiki User

Lissencephaly is due to a defect in neuronal migration, a sequence of events in early brain development in which nerve cells travel to their final destinations to populate and form the six layers of the cerebral cortex

How would you describe a trade surplus?

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Asked by Wiki User

In order to have a trade surplus, a country must export (sell) more tangible goods than it imports (buys). If the opposite were true, a trade deficit would exist.

What types of hospitality establishments are there?

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Asked by Wiki User

Schools

Prisons

Army camps

Hospitals

Hotels

Holiday parks

Bed and breakfast

Cinema

What is the boiling point for tin?

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Asked by Wiki User

The melting point of Tin is 231.9681 º C. The boiling point of Tin is 2270 º C. It's easy, Google!!!!

Edit: If it is that easy why is the Wikipedia entry for "Tin" stating a boiling point for Tin of 2602 º C? Discuss.

What would the cost of a Type 47 Liquor License cost in Sonoma County California?

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Asked by Wiki User

The current value of a Type 47 Liquor License as of 1/1/09 is $6470.50 for Amador County, California, U.S.A; dept. internal affair/alcohol beverage control/ca.cl.gov.us

How do you get a business loan?

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Asked by Wiki User

The Best way to do this is through Investors

In fact, in today's economy you almost need to find an investor or a broker
who uses investors.

Investors who go through regulatory statues using a broker is the
best way to go.....


I can tell you what you will need.....

a. about a 720 + Fica Score
b. depending on loan amount (1 to 100 million) a broker fee
upfront
c. A good LOI (Letter of Intent, not a business plan in most cases)
d. A C-CORP
e. some assets (but there are ways around that)

If you already are a company , established, this all can be rather easy


:)
Wayne



How do you start a group home for kids in Indiana?

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Asked by Wiki User

To start a group home in MD, you will first need to get training and permission from social services in your county. Group homes for juveniles and the elderly require different types of certification. You will also need licensing in your county. Find a suitable home and hire a staff to help with the home.

How do you get a million dollar unsecured loan?

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Asked by Wiki User

ATTN ,

I am a private investor i give out secured guarantee loans to

Business Men and women who are into Business transaction,automobile

purchase, house purchase loan and other personal loans E.T.C. we give out

long term loan for five to fifty years maximum with 3% interest rate. In

this you can as well tell us the amount you need so that will can send

you the terms and condition that is if you are really interested in

getting a loan from us, Loans are given out in Euros, pounds and United

States Dollar the maximum I give is $20,000,000 USD and the

minimum $5,000 USD.

I also render Collateral And Non- Collateral Loans For Your Business

Start up.

If interested contact us Now @: erivanloancompany@yahoo.com

erivanloancompany@yahoo.com

What hosts a site without you having to pay anything?

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Asked by Wiki User

You need to be a system administrator to do that. You may configure everything at your house and have you web server running on port 8080. Then you will have to use a service to forward your port back to 80. If your website is not on port 80, people will not be able to access it unless if they know what port it is being hosted on. All web browsers connect to port 80 automatically unless it is specified to connect to another port. See Related Link.

How does a bank Automatic Teller Machine work?

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Asked by Wiki User

ATM (Automated Teller Machine) is a computer. It has a small display and something similar to a keyboard (even if it doesn't look like one). It runs a program that is usually written by the bank. The program could do anything but banks usually follow a pattern.

Most banks start by asking for the language. They then ask you to insert your card.

This card has a magnetic strip on the back that it reads information about your bank account (sort of like a diskette on a PC). It uses this information to look up your information and decide what to do next. Usually this is to have you enter your password. After that, it's up to the program to decide what to do next.

As for the equipment, banks usually buy the ATM as a single piece but it is actually made up of components. There are several different computer types but let's discuss this as if it were a PC. There would be several PCI slots. Each PCI slot would have a specialized card to support the equipment. One slot would be used for the modem (or network card) so it can be managed from the main office and can obtain information it needs from the central computer where most information is kept. Another slot would be for the card reader where you stick the ATM card in. The money dispenser would be another. I suspect that the deposit slot is part of the money dispenser. The display and keypad probably use the keyboard and display connectors.

What type of business is apple?

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Asked by Wiki User

plc. because they sell things to the public

Can you get a small business loan from the government without paying back?

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Asked by Wiki User

By definition, a loan must be repaid even if it originates from the federal government. However, there are some federal grants that you can apply for to start a small business that do not require repayment.

What are the advantages and disadvantages of part time work?

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Asked by Wiki User

i do not have a clue of a disadvantage... :'(

butt. i guess that an advantage of part-time work is that you are able to have alot of free and personal time for yourself... along with earning money.

:) hope i helped.

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disadvantage - the entitlements are received on a pro-rata basis.

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