It depends on the type of policy you purchased. It may provide coverage for permissive use or it may not.
Contact your insurance agent and they can advise you of the coverage you have now and recommend the appropriate coverage for you.
that depends on their insurance policy
The car is insured not the driver however many policies have restrictions as to who may drive the insured vehicle.
The vehicle is insured not the individual. You can pay for and obtain the insurance in the name of the owner with you listed as an insured operator.
not if you are personally insured to drive that vehicle on your own policy
This is not good. The law specifically says, that, it is your responsibility to make sure that the vehicle you are about to drive is properly insured. Sorry to say, but there is no way out of it.
If you have insurance yourself you are insured to drive someones car. If you have an accident your insurance will cover it.
You would probably be insured for liability, but the car would not be insured for collision. However, to be sure, you should call your agent or read your policy.
Is the CAR insured? If not, it's not legal.
Yes
yes, not for the car but for yourself. you will not be insured on their car though if you crash it.
The owner's insurance covers the car and usually whomever is driving it. Many people drive cars that belong to someone else. If you are a licensed driver, you'll be covered.
No. A homeowners insurance policy is specific to the property of the named insured.