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If your child age 17 injures another child age 16 by hitting them on your property will your homeowners insurance cover medical damages?
Wiki User
∙ 18y ago
It depends on what the policy says. Recognize that even if it does, you'll probably loose the insurance afterward or the rates go up. If you loose the insurance, other insurance companies may not be willing to cover you once they find out that you have that kind of person living in your house. Insurance companies are constantly determining their risk. If they see a condition that may cause higher risk, they tend to deal with the condition.
Wiki User
∙ 18y ago
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Will homeowners insurance cover the damages to a uninsured vehicle on the property?
No, homeowners insurance excludes vehicles.
Whose insurance is responsible if a tree on your property falls and damages another person's vehicle during clear weather?
Weather doesn't matter. Your HomeOwners Insurance would be responsible for those damages.
Is the theft of a dog insured by homeowners policy?
No, homeowners insurance is Property Insurance, it does not cover loses or damages resulting from our choice of pet ownership.
Does homeowners insurance cover rental property damages?
No, you would need to purchase an Insurance policy for your Rental Property. Sometimes referred to as landlords Insurance.
Will homeowners insurance cover personal property if your dog ate part of a very expensive leather couch?
Not if it is your couch and your dog. If your animal damages a neighbor's property, he may have a claim against your homeowner's liability insurance, or vice versa if it is your property and another person's dog.
Does homeowners insurance cover the cost of cleanup after an unattended death?
No. Your Homeowners insurance is "Property" insurance. It covers property damages caused by certain covered Perils such as Fire, Wind, Hail, Lightning, Fire etc. You will not find coverage on your Home Insurance Policy for death or related expenses.
Does homeowners insurance cover the root cause?
No. homeowners insurance covers resulting damages of the covered perils.
When you are in bankruptcy should you continue to pay for your homes hazard insurance?
Bankruptcy and Homeowners InsuranceYes, You should continue your homeowners Policy until such time the the property has been transferred back to the lender or to another owner.So long as the property is in your name, whether your in bankruptcy or not, you are still liable for any damages.
If I have an oceanfront property that is destroyed by wind and waves from a hurricane and have no flood insurance will my homeowners policy cover it?
you would need to prove wind damages - consider hiring an engineer. Waves is the same as flood and excluded by homeowners insurance.
Where can one find information on condo insurance?
Condo insurance can be purchased at the same places that sell homeowners insurance and will cover the costs of your property inside your condo and will pay for damages incurred.
Can you be sued for not having homeowners insurance and my neighbors property is accidentally has fire damage due to a fire on my property?
absolutly, and he can take everything you have if you don't have enough to pay his damages!
Will homeowners cover an unregistered vehicle that hit mine on your own property?
No, Homeowners insurance does not provide comprehensive, collision nor liability insurance for your vehicles. Now if somebody's vehicle hits your house, your home insurance would cover the damages to your home.
