They should not drop you before a claim is settled. If they have contact your state department of insurance and file a complaint.
Before an insurance company can sell insurance in a certain state, it must register with the State Dept of Insurance. If the company is sold, then it must notify the Dept of who it was sold to. If it just closes down, its policies were likely sold to another company, the Dept will have to be notified of that as well. Contact the NY Dept of Insurance and inquire there.
When an insurance company states that your policy has been cancelled due to lack of underwriting information, it means that they have not received the necessary information or documentation required to assess and evaluate the risk associated with providing insurance coverage to you. Underwriting information typically includes details about your personal and financial background, as well as any additional information relevant to assessing your insurance application. Without this information, the insurance company cannot properly determine the level of risk involved in insuring you, leading them to cancel your policy.
Before an insurance company can sell insurance in a certain state, it must register with the State Dept of Insurance. If the company is sold, then it must notify the Dept of who it was sold to. If it just closes down, its policies were likely sold to another company, the Dept will have to be notified of that as well. Contact the VA Dept of Insurance and inquire there. I'll add that thanks to the info i inquired and found out that jackson ins co took over for atlantic of richmond virginia.
Licensing & Bonding Delivery ServiceQuite often, the terms bonded and insured are very misunderstood. Both involve coverage in case of loss or exposure to risk. Bonding usually refers to a type of surety guarantee that a specific project, service or act will be financially covered if performance is not complete or satisfactory. Insurance on the other hand usually refers to a specific amount of financial coverage for risk to a tangible item, such as car, building or goods that have been shipped. Delivery is a service that requires both bonding and insurance. You will need to secure a bond from a bonding company, assuring that if you fail to deliver a package or if a package is damaged, the bonding company will reimburse your customer for the financial loss. Insurance companies or insurance agencies are both companies that provide bonds. Some specialize in bonding, however, that does not mean that you will receive better pricing or that they have more experience. Before becoming bonded, make sure you talk with your insurance agent or consultant regarding any potential overlaps in protection. You do not need to become bonded if you're already adequately covered by insurance. You may be able to cut costs by reducing insurance coverage and becoming bonded. Make sure you research your options and talk to the appropriate professionals. You will need to contact your local and state governments regarding any licensing requirements that are necessary. Usually general licenses are required to operate a business at the town/city level. Specialized licensing is typically granted by the state.
About Life Insurance Producer...I believe the question should really be "What does a Life Insurance Producer do?" "Producer" simply means "Insurance Agent".Life Insurance Agent looks for and finds prospects who:1) need life insurance (pretty much everybody)2) know that they need it (fraction of the above)3) are able to buy it (almost everybody)4) want to buy it (smallest number of all)From that point on he/she helps them to get the coverage they want and can qualify for.Sounds simple enough and simple it is. However, if you are considering this as a career there is much more you need to know before venturing into it. Simple is not the same as easy. It is true in any business and Life Insurance Career can be as brutal as it gets.
Basic Hostpital Expense Coverage differs from state to state and by Insurance company. You may want to do some research before selecting a good insurance company.
There are many companies out there that sell Malpractice coverage. You just have to check with another insurance company.
no coverage at all. Call an insurance company before hand and set up a binder policy at least for the liability.
The mortgage company will force-place coverage for the dwelling for you. Ultimately, you will be paying for it. It will also be A LOT more expensive for you with (generally) less coverage.
Insurance company information is not a public record and is not available on the Internet. If you are hiring a contractor to do work on your property, you can require them to send you a Certificate of Insurance, showing that they have sufficient insurance coverage before they begin working. The certificate will show the name of their insurance company.
The normal cost for pet insurance varies completely. Just as other insurance does. It depends on location and company and so on. I would suggest calling several or getting online quotes before choosing the best coverage for your cat.
Your insurance is either valid on the day of your accident or it isn't. If you are asking what happens if the policy was valid on the day of the accident but lapses before the claim is settled then the coverage that was in effect the day of the accident still applies. If your policy was not in effect the day of the accident then coverage will not apply.
No, I would file the claim immediately.
Absolutely, your personal insurance can transfer the coverage you have on your personal policy to the rental car thus saving you a good bit of money by not purchasing the coverage from the rental company. But before you do this speak with your agent and make sure your policy will transfer coverage to the rental car and that it has comprehensive and collission coverage to transfer. Many company offer transfer of coverage to the rental car but also there are many policies that do not provide this transfer of coverage. Make sure you have the correct kind. If there is any question, please go ahead and purchase the coverage offered by the rental company. I hope this is of assistance.
The best insurance companies for travel is really a personal preference. It usually a good idea to check with the credit card company that you are using if they provide some form of free coverage when purchasing travel arrangement via that credit card before spending extra on insurance coverage as they will not overlap.
If you have filed a home insurance claim through your existing home insurance company, you do have the right to change insurance companies if you were unhappy with the service you were provided, or for any other reason. As long as you have coverage in place at the time of the claim, you can cancel your policy and bind coverage with another company. It is important to receive quotes and bind your coverage before cancelling your policy because some companies will not accept homeowners with claims on their claims history report.
Yes you can. In fact, you would need your licence to get insurance coverage.