Of course, I can't give you advice. But here is a suggestion. If the credit cards are in her name alone, there is no problem. Open a P.O. Box just for correspondence to the credit card companies and use it when sending and receiving mail from them. Make several copies of the death certificate, and send one to each credit card company. Expect them to close the accounts. Don't offer payment. Don't sign anything. Refuse to be intimidated. You are not responsible for her debts. If you must give them a reply or explanation, simply tell them the card holder is deceased and there is no money, no assets, nothing. Then forget about it.
If the estate has any assets, the estate should pay for the debt before anything is passed on to the heirs. If there are no assets the credit card company will just have to write it off. You are not held responsible unless you co-signed for the card.
It does not get passed down to the offspring. Only that of the mother does.
Granted no one contests the will you would get everything
your mother
The estate is responsible for the credit card debt. The assets of the estate cannot be distributed before the debts of the estate are paid. The executor is bound by law to give notice of the death to creditors. You should seek the advice from the attorney who is handling the estate.
Some or all of the deceased assets will be liquidated to pay for the debts before any remaining assets can be divided by the survivors or distributed as decreed in his/her will. If there are not enough assets to cover the debts, the court will divide the assets somewhat equitably. If the deceased was married, the debt will be passed on to the spouse.
If the estate includes any assets that are in your father's name alone then his estate will need to be probated. If that is the case, you and your mother should arrange a consultation with an attorney who specializes in probate who can review the situation and explain your options.
The "you" who would be responsible for his credit card debt would be the benefactors of his estate. In most states, that automatically goes to the wife. I would check with an attorney before liquidating any assets to pay the debt.
No it is not is is scored as a passed ball.
Debit Purchases and Credit Supplier.
I want to know what happens to a bill that is passed by the Senate?
I want to know what happens to a bill that is passed by the Senate?