The "you" who would be responsible for his credit card debt would be the benefactors of his estate. In most states, that automatically goes to the wife. I would check with an attorney before liquidating any assets to pay the debt.
If they are joint user of the account, yes she is responsible
A joint account holder cannot be removed from the account, the account will have to be closed.
Illinois is not a community property state, therefore a spouse who is not a joint account holder is not responsible for the credit card debt of the other spouse.
If your name is on the account (secondary account member is fully responsible for charges) no - If your name is not on the account, they can ask you to but they cant make you
The person who is the account holder is responsible for the debt unless it can be proven the debt was fraudulently incurred.
the person who opened the account. (wife,husband). for example. if the wife had registered the credit card, she would be responsible for anything that has to do with the credit card. unless, the husband damaged or took over the credit card account. who ever's name the account is under is held responsible. If one spouse refuses or will not pay debt they are not forced to, however they will check if the other spouse is willing to pay. either way one will have to pay or take hold of the credit card. Then someone will be forced to or both may have to come up with an even amount of money.
Yes. When an account is jointly held, all parties are equally responsible for the entire amount owed.
nomally
It is up to the judge to determine who is responsible for repaying the debt owed on that credit card account. Unfortunately for the cardholder, if the husband is required by the court to repay the card, the wife is still responsible for ensuring that those payments are made. If he misses payments, then her credit score will suffer.
No.
No. The person named on the credit agreement is solely responsible for all debts incurred on the card. The only exception is - if the account is in joint names - and BOTH parties signed the agreement. In that case - each signatory would be equally responsible for the debt.
No.