the person who opened the account. (wife,husband). for example. if the wife had registered the credit card, she would be responsible for anything that has to do with the credit card. unless, the husband damaged or took over the credit card account. who ever's name the account is under is held responsible. If one spouse refuses or will not pay debt they are not forced to, however they will check if the other spouse is willing to pay. either way one will have to pay or take hold of the credit card. Then someone will be forced to or both may have to come up with an even amount of money.
Credit cards aid to build credit history in the same manner that any debt, whether it is from purchasing a car or by just paying rent. Be responsible with credit cards. You should not overspend.
That means that you are responsible enough to have a credit card. And you can buy things!!
Yes, but only give it to them if they are responsible or you will have money issues. :)
If you are in a "community property" state, you both are.
unfortunately you have to because its your credit card. good luck!
Credit cards aid to build credit history in the same manner that any debt, whether it is from purchasing a car or by just paying rent. Be responsible with credit cards. You should not overspend.
A responsible use of credit is paying off your credit cards each month. Another example of using credit responsibly is using it when you need it only.
That means that you are responsible enough to have a credit card. And you can buy things!!
Yes, but only give it to them if they are responsible or you will have money issues. :)
If you are in a "community property" state, you both are.
If he put your name on the cards so you could use them, you're responsible for all charges you both made. If your name isn't on the cards you don't have to pay.
unfortunately you have to because its your credit card. good luck!
Not unless they co-signed for the loans or credit cards. The estate is responsible for the debts.
No one. The person left is not responsible for the debt. The credit cards want people to think that the family owes for the deceased debt, but they don't.
check Federal Bankruptcy act 801.3
If his name is not on the card,(He did not sign for the card) Then NO! And credit cards are unsecured loans.
Not if you are responsible for all of the loans or credit card payments on your credit report. But, if the second card holder is responsible for any payments on your cards, and doesn't make them, then it can cause your score to lower.