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If you are in a "community property" state, you both are.

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Q: Who is responsible if credit cards are in a wife's name only?
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Am I responsible for debts on credit cards my husband had prior to our marriage?

If he put your name on the cards so you could use them, you're responsible for all charges you both made. If your name isn't on the cards you don't have to pay.


Spouse died and had credit cards in his name only will wife be responsible for paying creditors in Ohio?

No you wont be, as the credit was in his name only, because if he dies you cannot use the credit cards as they are in his name not yours. This is how I understand the system here in australia.


Can you file bankruptcy on credit cards that are not in your name but you are responsible for?

check Federal Bankruptcy act 801.3


Are you responsible for your wifes credit cards in her name only after she died all other accounts and asset were in both names?

Probably. In most cases the debts of the deceased are the responsibility of the estate. Anyone that was also a co-signer on any of the agreements might also be responsible. Consult a probate attorney in your jurisdiction for help.


Is your husband responsible for your credit card debt in ill if it is at a collection agency?

If his name is not on the card,(He did not sign for the card) Then NO! And credit cards are unsecured loans.


Is the husband responsible for a credit card debt if he and his wife are not legally divorced but she has credit cards in her name only and racks up a large debt?

Yes, you are married. For years I didnt even work or have credit cards, but I established credit due to my husbands last name, because we are married.


In California is a spouse responsible for a deceased spouse's credit cards?

If your name is on the account you have to pay. If not, you need to send a copy of the Death Certificate.


Is wife responsible for dead husbands credit card debts in ny?

Yes, if you share assets then the credit companies will consider you responsible and come after you for the unpaid debt. You may consult a credit councelor, they may have a loophole that the general public doesn't know about.


What is the other name of credit card?

Credit cards are also called charge cards.


I filed bankruptcy for my credit cards my wife has her own credit cards in her name am I obligated to pay her credit cards also when we get a divorce?

If your name is not on the account, and the account is not considered a "joint account" by the credit card company, then you should not be held liable for any debt on your wife's credit cards.


In California law husband has credit cards in his name only. He dies. Does the wife have to pay off his credit cards?

In California, the responsibility to pay off the deceased husband's credit card debt typically falls on his estate. If the wife is not a joint account holder or a co-signer on the cards, she is not typically responsible for the debt. However, it's advisable to consult with a legal professional to understand the specific circumstances and obligations.


If a loan is in both husband and wifes name who is responsible for the debt?

Both of you, together and individually!