answersLogoWhite

0


Best Answer

If the couple lived in a communtiy property state, they are both responsible. Even if only one was the account holder.In rest of the states the person who is the account holder is the only one responsible for the debt. Depending on state law, there could be probate procedures determining assets and debts and how they will be distributed.

User Avatar

Wiki User

8y ago
This answer is:
User Avatar

Add your answer:

Earn +20 pts
Q: If your spouse dies who pays the credit card bill if it was not a joint account?
Write your answer...
Submit
Still have questions?
magnify glass
imp
Related questions

If you live in Michigan and your spouse dies who pays the credit card bill if it was not a joint account?

Would i have to pay for my spouse's credit bills in the state of Michigan if he died


Does a mortgage show up on both borrowers credit report?

If the account is a joint account (bill comes in both of your names), then yes, it will be reported to both of your credit reports.


Who's responsible for credit card debt after the card holder dies?

The estate covers the bill. If the spouse is still alive, he/she will probably have to cover the bill with the proceeds of the estate. If there aren't enough assets to cover the debt, and the credit account was not joint with anyone else, the credit card company will have to pay it out of their own pocket. Credit card companies cannot force the family to pay the debt. == ==


What happens to a joint credit card bill with a zero balance at the time of a divorce that one party continues to use and then files for bankruptcy?

A joint account remains the liability of both persons regardless of their marital status. If someone has their liability discharged through bankruptcy, the other account holder would be 100% liable for the balance on the account. If this account was addressed in the divorce decree, the spouse MAY be able to seek relief through the divorce court. But that jurisdiction and any ruling there would have no impact of their credit report.


Can the California ftb levy a joint account in another state.i have a tax bill from california. i am now in Texas and married and have a joint account at a credit union where my husband is the member?

They can and will whether legal or illegal. Are you a billionair? you will loose. Laws do not apply to governement!...


How do you credit account?

Pay our bill.


Is the surviving spouse responsible for a deceased spouse's credit card bill if you are not named on the account in California?

Maybe, California is a community property state which means that all assets and debts are joint between spouses regardless of who obtained the assets or incurred the debts. Whether a company chooses to pursue payment of debt accrued under such conditions depends solely upon the creditor.


Will your family have to pay your visa bill after you pass on?

If the surviving family members are not joint account holders or a surviving spouse who was living in a community property state, they are not responsible for the debts of the deceased. The deceased estate (if any) is to be probated (when required) and any assets are used to pay outstanding debts in their order of priority according to state law. FYI, authorized signers of credit card accounts are not joint account holders and not responsible for debt incurred. Likewise in some CP states the surviving spouse cannot always be held accountable for all debts solely incurred by the deceased spouse.


How do you credit phone account?

Pay our bill.


I am the primary and my exhusband is the joint holder on our credit cards who is responsible?

You are both responsible - morally and legally. If one fails to pay the monthly bill, the other is then responsible. You use the word "joint" so I am assuming that both names are on the account.


Is an authorized user responsible for payments on Bank of America credit card even though they never used the card or had that card activated?

Authorized users are not responsible for repaying cc charges. Unless they are a spouse of the account holder and live in a community property state. I work at a credit card company and an authorized user is just someone who is able to make charges on the account. The primary cardholderand/or the joint cardholder would be the one responsible for the bill. The payment history may be reported to your credit bureau though. That does happen with some companies.


Can you pay LA DWP bill by credit card?

yes you can you have to go to ladwp.com and make an account using your costumer number on your bill then log in and you can pay with a credit card or using your bank account.