In California if you do not have auto insurance and you are involved in an accident that is not your fault does the insured at fault have to pay your medical and or pain and suffering?

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California law restricts owners and operators of motor vehicles injured in a motor vehicle accident from recovering compensation for pain, suffering, inconvenience, physical impairment, disfigurement, and other non-pecuniary damages if the injured person was not insured at the time of the accident
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If a pedestrian is found at fault in an accident involving a car and pedestrian which insurance would pay the medical bills - the auto insurance or the pedestrian's health insurance?

\n. \nSince Pedestrians always have the Right of Way, It is very rare if not impossible to find them at fault unless fraud or gross negligence can be established. Traditionally The drivers liability insurance will pay their medical bills.\n. \n Answer \n. \nIt depends on your state's laws, bu (MORE)

If you are involved in an accident with a person who has no insurance and they are at fault does your insurance pay for repairs to your vehicle if you only have liability insurance?

No, Liability Insurance is just as it says, Liability only pays for damage you cause to another. It will not pay for damages to your vehicle if you had only liability coverage. s from other contributors Usually they don't. If you had no type of uninsured motorist protection which doesn't cost t (MORE)

What is the process if you have no insurance and are at fault in accident?

The insurance company will subrogate (come to you for payment) you for all payments including their insured's deductible, repairs, injuries, rental etc. You more than likely will lose your license and any plates and suffer with many fines as well. Best to be upfront contact the company and work out (MORE)

If an auto insurance pays for medical claims and a settlement is received from an at-fault driver for bodily injury is that to repay the insurance co?

According to my insurance company, if i receive money from theat fault other driver as in a settlement, then yes I have to repaymy own insurance company for the medical related expenses they paidfor me that fell under my medical coverage policy. So if you have10,000 in bodily injury and you used 5,0 (MORE)

Do you need a attorney to get an at fault insurance carrier to pay you a fair settlement for medical and pain and suffering?

Yes. The attorney works for you and your interests such as personal property, medical expenses, lost wages and settlements for pain and suffering. The insurance company, either yours or theirs, works for the insurance company and will give you only the minimum required by law based on a scale which (MORE)

Involved in a not-at-fault accident is it your fault or the owner's for driving their uninsured car if you thought it was insured?

Ultimately, the driver is responsible for everything that that is caused by or contributed to while the driver is in the vehicle. Lights don't work? Drivers fault. Not insured? Drivers fault. Answer If you drive a car that is not insured you can be ticketed for that. If you were not at fault in t (MORE)

What do you do if you had an at fault accident but you have no insurance?

Answer . They can sue you. If you have no money in the bank or no assets (a home, vehicle, valuables), then it won't do the other person any good. It will be nearly impossible to get insurance now that you have an accident on your record without coverage (big no no). In the mean time, hopefully t (MORE)

Who pays the medical bill if you are involved in an accident where the at fault party is uninsured and you don't have uninsured motorist coverage but you do have medical insurance?

This is a great question. My husband was hit by a car while on his motorcycle last June. He DID NOT have uninsured motorist on his bike and the woman had no insurance at all, so unfortunately we could not go after her for any money. He was in the hospital for one month, 8 surgeries and is still unab (MORE)

What happens if you are in an accident that was not your fault but you do not have insurance?

Answer . Since you are not suppose to even be on the road without insurance, you will get a fat ticket for this and probably have your license suspended. Also, you will have a VERY hard time getting insurance. If you are lucky enough to get insurance, your premiums will be nearly impossible to a (MORE)

If you have no fault auto insurance will your insurance rates increase if you happen to be in an accident in which you were not at fault?

Generally speaking, no.. However, in any moving incident/violation, your driving record is checked. If it turns out that you have a few past speeding tickets, and maybe another previous accident or two where you were not at fault, the insurance company may choose to tag you as a high-risk driver an (MORE)

If you are in an accident and it is your fault does your insurance pay for both cars?

\n. \n Answer \n. \n. \nNo lovey not if your the one at fault... Insurance only covers the other person if your at fault sorry honey.....\n. \n. \nIt depends on what insurance coverage you have. The liability coverage that all states require you to carry on any registered vehicle will cov (MORE)

What are your insurance agent's responsibilities to you after an auto accident in which you were not at fault?

Answer Your insurance agents responsibility is to assist you in forwarding your loss or accident notice to a claims dept. Your agent is almost always not allowed to adjust your claim as this would be a conflict of interest and could jeopardize his insurance license with the State. Your agent can (MORE)

What happens if you have no insurance and are at fault in an accident?

Obviously, you can get a ticket. You also can be sued by the victim and the victim's insurance company for damages. They will look at your assets and see what can be liquidated to pay off the judgment. This could bankrupt you, depending on your state's rules for what assets you can protect from liqu (MORE)

Who do you sue if you are involved in an auto accident and the at fault party had no insurance?

You will definitely want to seek the advice of an attorney. Just because the at fault driver doesn't have insurance, doesn't mean they are not responsible for damages. If you have a strong case, you may wish to move forward with a lawsuit - to which there may be an out-of-court settlement. If the pe (MORE)

Is No-fault insurance covered only auto accidents?

Answer . Yes only for Auto, Campers, Motorhomes while on the highway What's No-Fault Insurance?No-Fault Auto Insurance Coverage pays for each driver's own injuries and property damage, up to the limit specified in the policy, regardless of who caused the accident. Because No-Fault insurance var (MORE)

What happens if an accident is your fault and you have no insurance?

Answer . If the other person has insurance, you will probably be contacted by their insurance company. You'll have to foot their repair bill or risk being sued.. Depending on your State's laws regarding insurance requirements, you may also have to pay a fine in traffic court, provide proof of h (MORE)

Question If you are involved in and auto accident in Florida and the other driver is at fault but has no auto insurance and you are injured can you sue your insurance company for injuries?

No, you cannot sue your insurance company for injuries....actuallly, I take that back. You can sue anybody for anything...but in this case, you would not win. Your policy should have a coverage called Uninsured Motorist Coverage. Typically, this would cover the injured parties in your vehicle if the (MORE)

How do insurance companies determine who is at fault for auto accident?

\nI turned the corner on a residential street with no double yellow and there was a suv/van on the left with room to go past on the right. I didn't notice whether a blinker was on, but it was moving slowly. I continued straight and the van took a sudden turn into a driveway on the right. I slammed (MORE)

Is a driver with no insurance at fault in an accident?

He may be at fault for not having insurance. He may or may not be at fault for the accident. Whether or not a driver carries insurance is a separate issue than the one concerning who is at fault in an accident. Do not confuse them or let them overlap. A good, objective assessor won't.

You were in an accident and the other party was at fault Their insurance company is paying to fix your vehicle but their insurance co wants to give you next to nothing for your med pain and suffering?

See a Lawyer who specializes in personal injury and auto claims. Be wary if the lawyer wants more than 25% of any recovery as a fee. Most states have a cap on what percentage a lawyer may be paid in the event any monies are recovered from the other insurer. NO matter what, DO NOT sign any release (MORE)

Auto insurer refuses to pay full amount of at fault accident?

There could be a couple of reasons why the Auto Insurer is refusing to pay full amount of at fault accident:. a) There would be a deductible condition in the policy - which would mean that you will have to bear or pay the deductible amount out of your pocket.. b) If this is the claim amount for th (MORE)

In MA how much will your auto insurance increase after an at fault accident?

It depends upon State law and the way in which the insurer has "filed rates" with the regulator. That is, some states have prohibitions against insurers increasing rates when a claim does not exceed a stated amount, even if the insured was at fault for the collision. I cannot comment on Mass. law in (MORE)

Will insurance pay if it is not your fault and you have no insurance?

If "it" is not your fault then you do not have to pay regardless of insurance. However, you may have to prove in court that "it" is not your fault and although you can counter sue to recover your court costs if you win the case, your lawyer will probably want some money up front, and you might lose (MORE)

Will your own insurance company pay you pain and suffering if you were at fault in the accident?

Your own underinsured / uninsured (UM) policy is designed to pay to you, the policy holder, if an uninsured or underinsured person is at fault and causes injury to you but that's only if the other driver was at fault and you were injured. If you injured yourself in the accident (you were at fault), (MORE)

Who pays the medical bills if you are involved in an auto accident where the at fault party has insurance and i was a passenger in car that was hit?

Most states require auto owners to maintain "no-fault" coverage; it is sometimes referred to as "Personal Injury Protection". It is a first-party coverage, which means that one maintains it for their own benefit. No-fault coverage pays a percentage of the medical expenses and lost wages sustained b (MORE)

Can you get paid for pain and suffering if you had no insurance but other car was at fault?

If the other driver was at fault and had liability insurance, you may be able to recover these damages. However, many states only require that drivers or registrants of vehicles have property damage liability insurance, which only pays for property damages caused by their negligence. Also, most sta (MORE)

What does no fault pay and what does your insurance pay?

No fault coverage is a type of auto coverage that most states require a registered owner of a car to maintain. It pays a percentage of the medical expenses and lost wages of that person or members of his/her household who may be injured as a result of a collision. It pays the covered person without (MORE)

What do you do if you get into a car accident and have no insurance and your at fault?

Pray and Pay. You will be responsible for all costs associated with the accident. If you don't have the funds to pay the entire claim the more than likely the other party will file the claim on their uninsured motorist section of their auto policy. The UM will act as your insurance would have if you (MORE)

Had an accident my fault did not have license or insurance What can you do?

Contact the other parties insurance company and hope that they have uninsured motorist coverage which will not help you in any way except that the person you hit will be paid for all damages you did and you will be able to work out a payment plan in order to repay the insurance company for these los (MORE)

What if you were in an auto accident and you are not at fault but you do not have auto insurance in California?

If the other driver is at fault and has insurance, their insuranceshould still pay the claim. However, you may still face significantlegal penalties for driving without insurance. Your drivers licensemay be suspended and your car may be impounded, and the cost ofinsurance when you get it (which you (MORE)