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Diabetes isn't a preexisting condition in terms of health or life insurance, but generally results in a rate-up or a decline, depending on whether or not you are taking oral medications or getting an insulin shot.

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16y ago
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11y ago

With the passage of the affordable heath care act, companies are no longer allowed to deny claims and coverage based on "preexisting conditions"; as such most of the debate has been rendered moot.

however, it is not considered a preexisting condition insofar as a when the Autism Spectrum Disorder (ASD) has first been identified. The autism spectrum covers an extensive variety of conditions and symptoms, while highly autistic cases can be easily identified at age two, less severe or obvious cases such as Asperger's and PDD-NOS will evade detection or go unidentified and thus untreated sometimes well into adulthood. As such the date of first coverage should coincide with the date of diagnosis and no later.

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Q: Is autism a preexisting condition
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