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Physical Injuries are best covered under your medical or health insurance plan. The coverage is usually much broader.
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∙ 13y ago
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How do you get affordable homeowners insurance with bad credit?
There are companies that do not run credit score.
will a homeowners policy cover bad Masonite siding that has been installed?
Not sure what you mean by "Bad Masonite siding"?.. If you mean they did a "bad job" installing the siding. No, Homeowners insurance does not cover poor quality or workmanship of the contractors we choose to hire.
Can you get turned down from Homeowners insurance if you have bad credit rating or forclousere?
Yes, many insurance companies do require you qualify credit wise to be eligible for coverage.
Does homeowners insurance cover a bad slab?
What is bad? Insurance coverage is based on cause or reason. In order to properly answer the question one would need to know why the slab is bad. Why? If a big rig truck ran off the road and into the side of the house and damaged the slab this would be a covered claim. Your homeowners insurance covers claims where a vehicle strikes the house. Did ground water flooding damage the slab? If so you would need flood insurance. No homeowners covers flood. Flood is flood and is insurance offered by FEMA. You don't get flood coverage under homeowners policies. Is the slab bad because the work done to build it was poor? There is no coverage to repair the slab but if the slab being bad caused ensuing damage there may be coverage for ensuing damage. Has the slab just started cracking because no expansion joints were put in the concrete? This is really not a sudden an accidental event. In fact it is normal and thus not something homeowners insurance covers. Need to know why slab is bad to get you a better answer. Tried to answer giving a few different options.
If homeowner fails to replace a bad roof and it caves in does insurance company pay?
No,, homeowners insurance does not cover normal maintenance costs nor damages that result from lack of maintenance.
What happens smoking weed with a brain injury?
So long as the injury is not at risk of continuing to bleed, nothing bad. On a personal note it helped me recover from 3 brain surgeries.
Do you need holiday insurance to holiday in France?
To have a personal insurance covering your responsibility is standard for all French. In France that is tied with your home insurance. French people don't suscribe, to an additional insurance. They don't require tourists to suscribe or provide a proof of personal insurance, although it would be a bad idea to not have any insurance.
If a seemingly healthy tree broke in half and fell on neighboring apartments following days of bad weather should your insurance cover this or the neighbor's?
The neighbor's insurance must cover his own damage. That is how homeowners insurance works. A property owner is not liable for an act of nature.
Will homeowners insurance cover the cost to repair home due to poor construction remodel?
most of the time they will only damages caused by the bad repair not the repair itself 1. Read your policy 2. Call your insurance agent and ask THEM.
Will homeowners insurance cover a well pump that is bad?
Not likely. Most insurers would consider a well pump to be a homeowners maintenance issue. Well pumps require replacement form time to time. they are a mechanical device and they just break down and die after a period of time depending on usage and ground and well condition's. It's no different from needing to do occasional mechanical repairs on your automobile. A warranty might help you if it's still in force but your auto insurance would not pay for mechanical breakdown. Likewise your homeowners insurance policy does not provide for maintenance costs of your home.
What are the most serious injuries?
Personal injury is a legal term for an injury to the body, mind or emotions, as opposed to an injury to property. The term is most commonly used to refer to type of tort lawsuit alleging that the plaintiff's injury has been caused by the negligence of another, but also arises in defamation torts.
When should one consider purchasing personal finance insurance?
If one would feel the need to purchase personal finance insurance, one may feel a need to be insured for bad occurrences or happenings. Early on in life would be the best time in doing so.
