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Is it illegal for a credit repair lawyer to take bad credit off of your credit record?

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The credit repair industry is regulated by the Credit Repair Organizations Act, which is an amendment/addition to the Consumer Credit Protection Act. There are many activies which are illegal under this statute. Why not read the text yourself at http://www.ftc.gov/os/statutes/croa/croa.htm It is always best to have an understanding of the laws yourself than to rely on someone else's opinion. Answer NO it is NOT illegal to remove accurate information form ones credit file- if you read the NEW Fair credit and reporting act it clearly states " a credit reporting agency is not required to remove accurate information from a consumers file.." Notice it doesnt not say "CANT". it says "not required"
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