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Generally Yes. Many insurers will decline your application if you can not prove that you have not had a lapse in coverage.

If the new Insurer issued you a policy with the stipulation that you would provide them a copy of your current or previous policy at a later time. They can also cancel your policy or they can consider you a higher risk and charge you a higher rate if you fail to provide the promised information.

If you have had a lapse in coverage you should just be honest with the new insurer upfront to avoid an embarrassing situation later.

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Q: Is it necessary to provide current insurance to the new insurance provider?
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