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It is unclear what you mean by "auto repair insurance" as you do not state the nature of the problem. However, if you mean collision or comprehensive coverage, the answer will depend upon the underwriting guidelines of the insurers to which you apply.

If it is your intention to have the car mechanically repaired so that it is useable as a vehicle, you will probably want to wait until those, and any other related repairs are completed, before you apply for collision or comprehensive coverage. Also, there is generally a point at which, due to the age and condition of a vehicle, that it does not make financial sense to maintain physical damage coverage on the car. However, if there is a lien on the car, the lender may require such coverage.

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Q: Is it possible to get auto repair insurance for a car that isn't running?
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