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Is there a law that says you have to add your child to your car insurance?
Wiki User
∙ 11y ago
Its probably not a law that you have to your child to an insurance policy but it may be part of the contract between the insured (yourself) and the insurance company. The application and policy make up a legal contract for your auto insurance. In this contract you agree to notify the insurance company of any and all drivers and household members and you agree to pay the premium. The insurance company agrees to pay claims for the coverage you purchased and to defend you in court should the need arise. The reason the insurance company wants to know about your child (all household members) is because if you are in an accident they need to know how many people from your household may be in the car so they can charge enough to cover the medical expenses of all insureds. Insurance companies are regulated state by state so your state may have different rules as to what the insurance company can require to sell you an insurance policy.
Wiki User
∙ 11y ago
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Can you add a child to your insurance policy to cover their car?
Yes, you can add the child and the car
Do you have to add your child to your car insurance if they drive only occasionally?
If they live in the household, yes.
Can you add your grandson to your car insurance policy?
Yes, you can add your grandson to your car insurance policy. Speak to your insurance broker.
Can you add your child to your car insurance policy if he is married?
I doubt it. He/she is probably no longer in your household, which is generally the boundary of your policy.
When your child gets his drivers license do you have to add them to insurance?
No, they can get their own car and insurance.But if you want them to drive your car, yes they must be added as an additional driver.
Do your parents have to add you to their insurance when you get your permit?
Answer If you don't have your own car and you are going to be driving their car, yes they have to add you to their car insurance or you won't be covered..
Can you add a driver to your car insurance?
yes ,you can add driver's name in your insurance policy.
Do you have to add your child to your car insurance if they live at a diffent house hold but primary driver of the car?
Only if you expect your insurance to cover you if the child has an accident. You auto insurance contract states that you are responsible for listing all household members and drivers who drive your vehicles. If you do not do this then you have committed material misrepresentation and the insurance company is then not responsible for paying for the damage from the accident.
Do you have to add your 16 year old to your car insurance?
I heard you do not have to add your 16 year old to your car insurance policy since he/she will only be driving your insured car. Is this true?
If you get a new car and you have insurance on another car is the new car covered or not?
It is not automatically covered. You must call your insurance company and add the car to your policy.
Do you have to add kids to car insurance policy?
Yes.
Do you have to add your child to your car insurance if your child moves out of state for college?
As long as your child does not have a vehicle with them ever when at school the many insurance companies allow for a large discount due to the fact that the child is not a regular driver. They are still a member of your household and should be on your policy in case they drive when at home or may drive when at home.
