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Is there any government help programs for a divorced woman over 62 who does not qualify for any form of social security?
Is there any government help for divorced women
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department of health and human services
Yes, if she was married to her previous husband for over ten years and is at least 60 years old (or 50, if disabled).
· There are actually two answers to this question. A worker can begin to collect Social Security benefits as early as age 62, but cannot begin to receive full retireme…nt benefits until between 65 and 67. The exact age for full benefits depends on date of birth. Workers born before 1938 can receive full retirement benefits starting at age 65. The full retirement age climbs by two months per year for workers born between 1938 and 1942, and is 66 for those born between 1943 and 1954. The full benefits age then climbs by two months per year for those born between 1955 and 1959, and will be 67 for anyone born in 1960 or after. If a worker decides to receive benefits starting when he or she is 62, then monthly benefits will be reduced by a set percentage for each month that the worker begins to receive benefits before his or her full retirement age. As the full retirement age climbs from 65 to 67, workers who retire early will receive an even greater reduction in their monthly benefits. Currently, if a worker retires at 62, he or she receives 80 percent of the full retirement age amount. This will eventually drop to 70 percent if a persons full retirement age is 67. Benefits also increase for every month that a worker begins to receive retirement benefits after he or she reaches full retirement benefits age. This growth continues until age 70. · Qualifying for Retirement Benefits Everyone is not qualified to receive Social Security benefits. In order to qualify, one has to earn at least 40 quarterly credits. Workers receive one credit by earning at least $870 in a three-month period and paying Social Security taxes on that amount. Workers who earn $3,480 during a year receive 4 credits. The amount of income required to earn a credit changes annually, but this does not affect credits that have already been earned. Once a worker has earned the required 40 credits, he or she is permanently qualified. However, the level of benefits that a worker actually receives depends on his or her income history. There are similar requirements for the Disability Insurance program, but the number of credits necessary to qualify varies depending on the age at which one becomes disabled.
Your unfunded liability for Social Security Medicare and Medicaid is close to 100 trillion so is there any way to pay for these programs without bankrupting America?
As an actuary, I can tell you that the unfunded liabilities ARE meaningful and are HUGE. If you doubt me, read the trustee reports for the OASDI and Medicare (HI and SMI). The… previous answer ignores several items: 1) The costs of these programs, as is, will increase tremendously from year-to-year. 2) Benefits are being paid by eating up reserves for future years for Social Security and by using general revenues (general tax money) for Medicare. 3) We are borrowing tons of money from our citizens and increasingly from foreigners building INCREDIBLE debt that we are foisting on to future generations because politicians feel obliged to satisfy our greed rather than telling us the truth. 4) The 2009 trustee reports for Medicare projects a $36.6 trillion unfunded liability for the next 75 year period and $86.5 tillion if it goes further out. Yet it states that the projection UNDERSTATES the problem because it is based on doctors' payments in the current law, which the trustees feel are unreasonable. 5) The corresponding OASDI unfunded liabilities are $5.3 trillion for the next 75 years and $15.1 trillion in total. So together that exceeds $100 trillion and it does not count Medicare nor any of the debt that would result if the Health Care Reform package goes through. 5) By the way, the so-called "deficit reductions" of the Health Care Reform bill result from collecting money today for future benefits, allocating that money to "reduce" the debt and letting our children and grand-children worry about how to cover the cost of those benefits. If private industry used such accounting, they'd be sent to jail. 100 trillion unfunded liability is a fallacy! The Internet is rampant with such crazy stories,. One said 38 Trillion over 75 years. Even that does not stand up to simple logic. Medicare is always predicted to be "bankrupt"in 3 to 13 years in the future. This prediction started in 1970 where it was predicted to be spending the first unfunded dollar in '72. The predication keep moving out, but is never reached. The fund is always covered, Factcheck.org tells it straight: A new health care ad from a conservative group claims that "Medicare will be bankrupt in eight years." That gives a false impression. The program does have huge financial problems, but there's no reason to think it's going out of business as the word "bankrupt" implies. And the issue isn't new: A government report the ad refers to says the trust fund for one part of Medicare -- hospital insurance -- won't have enough money to pay all benefits in 2017. Medicare's physician and drug benefits will "remain adequately financed," says the report.Government projections have found that the hospital insurance trust fund would face a shortfall "almost from its inception," according to the Congressional Research Service. But in many cases politicians have found ways to extend it. In 1970, for instance, the trust fund was expected to be insolvent in 1972. So do the math: To run a 36 Trillion liabilty it would need to be negative by the amount of $500 billion every year for 72 years. Some Right wingnut started these numbers and they spread thru the internet and by TV and Talk Radio right wing spin masters! --- Yep, the GAO is made up of a bunch of right wing spin masters, according to the first answer. 34 trillion unfunded - medicare/medicaid, 7 trillion - SS. http://www.gao.gov/cghome/d08446cg.pdf
A qualified person can receive benefits that equal their pre-retirement income.
Yes, if you were married for a minimum of ten years.
department of healthand human services
Can a divorced woman not remarried draw on her ex husbands social security if they were married over 10 years?
You can get his social security.
Over 70 years
If you retire at age 62 what amount of money can you earn working over your social security benefit?
The amount would be 14,160 before you would have to pay some of your SSB amount back to the SSA. For the earning test for the SSA the amount would be 14,160 before you will ha…ve pay some of your SSB back to the SSA.
Only if you were awarded a portion of the benefits in the divorce action.
Social Security Online has benefit calculators to help you estimate how much retirement income you may receive. Bear in mind that retiring at 62 will reduce the monthly amount… to about 75% of the benefit you would receive at full retirement age. For people born between 1943 and 1955, full retirement age is 66. You can also call the Social Security Administration at 1-800-772-1213 between the hours of 7:00 am and 7:00 pm EST, and request that they send you a statement of projected retirement benefits. See Sources and Related Links, below, to access the benefits calculator.
There are a few requirements for qualifying for Social Security Disability Insurance. The first, you must be insured. That generally means you must have worked and paid into t…he program (payroll taxes) for five of the last 10 years. You must also have been disabled before reaching full-retirement age (65-67). Your full retirement age varies depending on your birth date. Finally, you must meet Social Security's definition of disability.
If you need it.... but otherwise don't.
There is no "list" of disabling conditions that qualify a person for Social Security benefits. And disabling conditions can vary from person to person, although it is true tha…t mental disability is as legitimate as physical disability. The key to eligibility is determining whether an applicant has "qualifying earnings," paycheck withholding that has been paid into the Social Security fund.