I live in Texas. My husband had a credit card in his name only. When he passed away, I was told I did not have to pay his card off. However, for me, I did anyway. First of all, I benefited from the things that were charged on it. Secondly, Jesus told us to pay Caesar what Caesar is due. To me, that means to pay our debts. I just felt it was the right thing to do to pay that card off. They were surprised when I called to do that. It also lets me sleep better at night and it pleases the Lord.
In general, a spouse is not automatically responsible for their deceased partner's credit card debt. However, if they co-signed on the credit card or live in a community property state, they may be liable for the debt. It is advisable to consult with a legal professional to understand the specific laws in your jurisdiction.
The wife is not directly responsible unless named on the credit card. The estate has to pay the debts before she can inherit anything.
nomally
No.
No.
If his name is not on the card,(He did not sign for the card) Then NO! And credit cards are unsecured loans.
The person who is the account holder is responsible for the debt unless it can be proven the debt was fraudulently incurred.
Illinois is not a community property state, therefore a spouse who is not a joint account holder is not responsible for the credit card debt of the other spouse.
not if you have death insurance on the loan and credit cards
No
No, Rhode Island is not a community property state and an authorized user is not responsible for the debt incurred.
The estate is responsible for the decedent's credit card debt.
Yes because he is responsible for the debt, not you.
It is up to the judge to determine who is responsible for repaying the debt owed on that credit card account. Unfortunately for the cardholder, if the husband is required by the court to repay the card, the wife is still responsible for ensuring that those payments are made. If he misses payments, then her credit score will suffer.