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I live in Texas. My husband had a credit card in his name only. When he passed away, I was told I did not have to pay his card off. However, for me, I did anyway. First of all, I benefited from the things that were charged on it. Secondly, Jesus told us to pay Caesar what Caesar is due. To me, that means to pay our debts. I just felt it was the right thing to do to pay that card off. They were surprised when I called to do that. It also lets me sleep better at night and it pleases the Lord.
Deborah OBanion
In general, a spouse is not automatically responsible for their deceased partner's credit card debt. However, if they co-signed on the credit card or live in a community property state, they may be liable for the debt. It is advisable to consult with a legal professional to understand the specific laws in your jurisdiction.
Wiki User
∙ 9y agoThe wife is not directly responsible unless named on the credit card. The estate has to pay the debts before she can inherit anything.
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Is your husband responsible for your credit card debt?
nomally
In New Jersey is a spouse responsible for the credit card debt of her husband if the credit card is solely in his name?
No.
In Oregon is a wife responsible for her husband's credit card debt if she is not a co-signer or authorized user of the credit card?
No.
Is your husband responsible for your credit card debt in ill if it is at a collection agency?
If his name is not on the card,(He did not sign for the card) Then NO! And credit cards are unsecured loans.
Are you responsible for a debt incurred by your ex-husband on a credit card in your name in Ohio?
The person who is the account holder is responsible for the debt unless it can be proven the debt was fraudulently incurred.
Is a wife who is not a joint account holder responsible for her husband's credit card debt in Illinois?
Illinois is not a community property state, therefore a spouse who is not a joint account holder is not responsible for the credit card debt of the other spouse.
If my husband dies and leaves credit card debt and our childrens parent plus loan debt am I responsible for assuming the debt in PA?
not if you have death insurance on the loan and credit cards
Is a wife responsible for the credit card debt of her husband made before they got married in New Jersey?
No
In Rhode Island is the wife responsible for her husband's credit card if she is an authorized user of the credit card?
No, Rhode Island is not a community property state and an authorized user is not responsible for the debt incurred.
Who is responsible for a deceased person credit card debt in North Carolina?
The estate is responsible for the decedent's credit card debt.
Your husband wants to put you as a second cardholder on his credit card you have a bad credit score as you were in debt a few years ago Will you be able to be the second card holder?
Yes because he is responsible for the debt, not you.
How will the credit card debt be divided between the husband and wife during a divorce when the debt is only in the wife's name?
It is up to the judge to determine who is responsible for repaying the debt owed on that credit card account. Unfortunately for the cardholder, if the husband is required by the court to repay the card, the wife is still responsible for ensuring that those payments are made. If he misses payments, then her credit score will suffer.
