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Now that Obama signed the health care reform bill into law will the 32 million uninsured Americans get coverage?
Wiki User
∙ 14y ago
No, unfortunately there are too many loop holes. It will end up the ones that really need it, won't get it and besides, public health will be like public education - the most needed for funding always ends up getting the short end of the stick
Wiki User
∙ 14y ago
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Is there health coverage for uninsured pregnant mothers?
Yes. Medicaid.
How many people are medically uninsured in California?
That depends on how you define 'uninsured'. There are about 6 million without coverage currently (2008). However, a third of those are uninsured by choice. They can qualify for coverage and can afford coverage but choose not to spend their money on insurance. Another third qualify for existing programs like Medical & Medicaid but have not signed up yet. Most common reason is they are not sick. The governements own studies verify that number but they still like to call them uninsured. Finally there are about 2 million who would like coverage but can not get it, mostly for health reasons. This is the group we should be spending time on, not the first two.
How many medical uninsured people are in the USA?
60% of the people insured are insured by their employer, 14% BY Medicaid, 13% By Medicaid/SCHIP, 9% Directly Purchased their Health Insurance, 4% Get Health Insurance Through The Military, and to answer your question 16% or 45.8 million Americans are uninsured.
What percentage of Americans do not have health insurance coverage?
According to a PBS documentary the number of Americans without insurance has reached the astronomical number of 44 million individuals, these were current figures.
What has the author John F Sheils written?
John F. Sheils has written: 'Cost and coverage analysis of ten proposals to expand health insurance coverage' -- subject(s): Health Insurance, Insurance, Health, Medically uninsured persons
Do you need uninsured mortorist coverage if you have health insurance?
Well, health insurance won't repair your car will Uninsured Motorist will. Your health insurance won't pay for your friends, relatives, or children's friends who happen to be in your car when you have an accident with an uninsured motorist when they don't have health insurance. If they are injured and have no health insurance they will look to you for payment of their injuries. The cost for U.M. coverage is relatively small for the coverage that you get. Also, if someone hits you and has no insurance the Uninsured Motorists part of your policy will act as if the person had the required insurance that they should have in paying for your losses. After your losses are paid they will go after the other party to recover the costs paid that they should have paid. The costs to collect these funds are paid by your company and once they collect these funds even your deductible will be recovered and sent back to you. The legal costs to collect these costs could be substantial.
What is short term health insurance?
Short term health insurance is for individuals that are between jobs and need coverage for only a short period of time. This is an awesome idea. The problem so many have is the inability to plan ahead. If you get a chronic condition while uninsured you may never get coverage for that condition. You can get very inexpensive short term coverage.
Do most people have health insurance?
In developed countries, yes, most people have health insurance. In the United States, less than 15% of people were uninsured before the passage of the Health Care Reform Act, which expanded coverage even beyond that.
What percentage of African Americans under age 65 did not have health care coverage in 2010?
21%
If I'm retired with good health insurance and no wages to cover should I have uninsured motorist coverage?
Absolutely, unless you are independently wealthy and don't care if your vehicle is a total loss every once in a while. Uninsured motorist fees are very nominal compared to the alternative.
Is it necessary to carry uninsured motorist coverage in a no-fault state such as Florida?
Of course. Do you think that NO ONE ever drives without insurance? Be covered and be protected against financial ruin. If you are a person who rarely carries passengers and you have good health insurance (which would cover any injuries you might incur in an accident anyway) why do you need to carry uninsured motorist coverage (which only covers bodily injury, not damage to your veh)? . You don't. In addition, in Florida you are required to have PIP (usually $10,000 worth of coverage) anyway, so you end up with like triple coverage if you have a good medical policy, PIP and Uninsured Motorist coverage. MOST MEDICAL HEALTH ONLY PAYS A LIMITED PT, WHAT IF YOU NEED A NURSE TO TAKE CARE OF YOU OR FAMILY MEMEBER? YOUR MEDICAL HEALTH DOES NOT PAY FOR THAT. Contrary to what is written above, you need uninsured motorist coverage for the simple fact that it also provides for lost wages. If the accident causes you to miss time from work, how are you going to recoup those wages? Does your health insurance provide that coverage? Nope. Uninsured motorist also provides a pain and suffering benefit. If the person who hit you doesn't have the money to pay for insurance, how much money do you think you'll be able to get from them for pain and suffering? Nada. Get it- you need it. No, it is not necessary. Anyone who says you should have it without enquiring about how this might be duplicated because of other insurance coverage or job benefits is just a salesman. Each situation is different. As a general rule, however, if you have good health insurance you don't NEED this insurance.
What florida statute regards reimbursment to health insurance from uninsured motorist claim?
Don't know the statute but it is probably under common sense. If your health insurance paid for medical costs caused by an uninsured motorist for which you have coverage shouldn't they be reimbursed. I suppose you think it's a better idea for you to collect twice for the same charges and keep one of them. Not going to happen. All health insurance plans have a clause that states subrogation rates for other coverage will be deemed reimbursed from the auto claim. Sorry.
