I know Banks factor any big ticket items financed by a credit card that will increase your Debt to Income Ratio but if I am great at managing my finances and my history will prove that, then why can't I be looked at as a responsible individual to manage my car financing as well as my new home?
There is no set rule on whether or not you should refinance your car loans before or after buying a house. This is your choice.
No you should not buy softwares before you buy your hardware because buying hardware first helps you decide what softwares will be compatible with your PC or notebook and then see which ones to buy.
That is a very common mistake that people do. The WORST thing you can do before buying or refinancing a home is buy something expensive, unless you are paying cash. It will lower your credit score and show as a new debt which lowers your ability to pay a mortgage. Do the house first!
If you intend to keep the home, you are buying for 10 years or more, it is a great time to buy a home. It is a buyers market with more homes for sell than buyers. If you want to sell your home before the economy turns around, it is not a good time to buy.
Same process of buying your first home. There is add on to the rate but it should not be much. besides that there is no diffrence.
Before you buy your smartphone don't forget to do your research.
Because if you know nothing about it you may buy the wrong product for you.
You should buy a bed, food, treats, leash, and a collar
General tips before buying any form of insurance, online or otherwise, include the following. One should buy from a large company, negotiate claims, and research prices.
Before buying any used vehicle there are a few things you should know. You should know how many miles are on it, if and when parts have been replaced or refurbished, and how well it runs.
a helmet
If you are referring to the speed of the RAM, then yes, you should check it before you buy it. For instance, the motherboard that you are using may be incompatable with the RAM you intend on purchasing, and as such, will not work.