Car Buying

Questions here can be about buying and selling new or used cars and motorcycles. Subcategories include how to obtain car loans and titles, and specific inquiries about cars and motorcycles.

5,810 Questions
Car Buying

Which is the verb in this sentence - it is such a nice day?


Car Buying
Used Car Buying

Is there a time period within which you can return a car if you decide you really didn't want it?

The majority of car dealerships across the United States do not have a three day return policy or cooling off period on new or used car purchases. "Buyer's Remorse" will not be enough to get you out of a vehicle purchase or return a car to the dealer.

Is an emotional response from a car buyer during or after buying a new or used car. Buyer's remorse can be feelings of depression, anxiety, fear or regret.

Car buying tip: Car salesman are very aware of buyer's remorse and know that it can be a deal killer. Do not let a car salesman or dealer manipulate or persuade you into signing a binding contract or any other paperwork until you're ready to buy the car.

Some car dealerships do have "3 day return policies." however these car dealerships will only honor their return policy if you have something clearly stated in writing.

Cars & Vehicles
Car Buying

What car has the most comfortable passenger seat?

There are many opinions about which cars have the most comfortable seats. Here are some opinions from the community:

  • I would recommend tha Cadillac Seville.
  • Volvo has the most comfortable seats I've sat in. Our Volvos are nine and ten years old each and the seats are still extremely comfortable.
  • Lincolns and Cadillacs float down the road and have seats that were as comfortable as any Fine Couch or Leather Chair in your living room.
  • A more economical choice for car comfort: the Buick Century. I drive the Buick on all long distance trips. "Comfortable" is the most often used adjective I hear from people who have rented the Buick Century on vacation.
  • You can buy custom seats for almost any car and have those fitted instead of the manufacturers seat. This is rare in the US, more common in Europe. When you sell the car you can take the seat out and replace with the original. Recaro is one make I know of. Some of these special seats have inflatable lumbar support, lateral thigh support etc. Against intuition the soft seats are usually not as good for long term comfort as a firm, supportive seat.
  • Another alternative, much cheaper is to buy a seat insert (I'm not sure what they are properly called??) that fits on the current seat and provides firmer seating, usually ventilation - and depending on model good lumbar and sideways support. Trucking web sites also have good info - those guys live in their seats and have to have the best.
  • There are many cars with "comfortable" seats out there but if you want the one make that stands out in my mind as head and shoulders above the rest, it is Saab. It is the only car I have ever driven where I would consider having its seats in my living room.
  • Buick LaSabre has always been our choice for comfort.
  • Audi S8 series.
Car Buying
Car Selling

What car is the largest selling in the United States in 2003 or 2004?

From the MSN "Autos" web page.

"Here are the ten bestsellers with total sales figures for calendar year 2003, based on data published by J.D. Power and Associates:

... Toyota Camry 413,296 ..."

The best selling vehicle was a truck.

"... Ford F-Series 821,865 ..."

and the best selling car ever...? ..... Toyota Corolla.

Car Buying
Used Car Buying

Where can you buy repossessed cars?

Here is a variety of advice:

  • If I were you I would check out your county for repossessions to be sold they generally sale for 2/3 of the loan value.
  • I would NOT buy a car that has been repoed. Simple logic tells me that the driver was NOT doing ANY repairs or even oil changes, before it got pulled away. In my years of experience doing vehicle repos, (yes I do know what I am talking about here) the number of outright clunkers was higher than 75 percent.
  • Junk on wheels is what we used to call them. Run to death and barely able to be driven. Buyer beware is what I say.
  • What if my truck worth 15k is repoed because I quit paying on the 20k loan. Then I buy it at auction because I know I took care of it? Heck, I could even dirty it up inside a little first so it will auction for less.
  • It won't work. If it was repo'd by a buy-here-pay-here lot, they'll put it back on the lot and certainly aren't going to deal with you. If it was taken by a bank or manufacturer's finance company, it is going to a wholesale auction where you need a dealer's license to bid. Some smaller credit unions or finance companies will sell their repo's in their parking lot, but that's just like the BHPH place - they aren't going to talk to you. Besides, you STILL OWE the difference between the loan (plus repo fees) and what it brings. It's cheaper to make your payments.
  • It's fine to buy a repo car if you take someone with you who knows a bit about cars. Where repo cars are sold is different from place to place. Try Googling your city and car auctions or else looking up auctions in the phone book.

  • Call your local Credit Unions and ask them if they have any vehicles for sale. Most of them do these days. These are high quality cars for good prices and you are buying from a reliable source. Credit Unions will also give you good financing terms to get the cars off of their books. You could search online or just open the phone book and start calling.
Car Buying
Auto Insurance
Auto Insurance Claims
Tickets Points and Auto Insurance Rates

What are the cheapest autos to insure?

The top ten cheapest cars to insure, regardless of who you are: * Buick LeSabre * Oldsmobile Silhouette * Honda Odyssey * Buick Park Avenue * Pontiac Montana * Mercury Grand Marquis * Buick Century * Chevrolet Venture * GMC Safari * Oldsmobile Bravada * Volvo * hyundia * VW POLO BY THE WAY DONT U USE UR BRAIN U PLONKER The insurers go by credit scoring, loss avergaes, etc. not just by the car you drive, of course. For liability only, it depends mostly on the driver an possibly a little bit on how much damage the car will do. (motorcycles cheap, SUV's expensive) For full coverage it is a combination of how much it usually cost to repair it and how likely it will be to get in an at fault accident. cadilacs are expensive to repair, fords are inexpensive volvos are driven responsibly, mustangs are always getting to wrecks. The cheapest to insure will be a sensible, afordable, small sedan with the most safety features and the cheapest engine, trim, features etc.. hope it helps Easy answer really, one car and one car only, a Buggatti veyron 8.0l quad turbo charged so not only does it have a small engine its economical as well!! it does 7 miles to the gallon so perfect for all those long distance drives! and perfect if you are on a tight budget to find a car because they only retail at around £850,000 but be quick as there is only 500 made, hope i was helpfull :) DONT BUY A CAR the lamborghini diablo is because its super quick

Car Buying
Computer Buying
Sales and Customer Service

Should you buy an extended warranty?

Cars & Vehicles
Car Buying

What should you do if your car is a lemon?

Lemon VehiclesStates with lemon laws allow the owner a refund or replacement when a new vehicle has a substantial problem that is not fixed within a reasonable number of attempts. Many specify a refund or replacement when a substantial problem is not fixed in four repair attempts or the car has been out of service for 30 days within the first 12,000 miles/12 months. If you believe that your car is a lemon:
  • Contact your state or local consumer protection office for information on the laws in your state and the steps you must take to resolve the situation;
  • Give the dealer a list of symptoms every time you bring it in for repairs; keep copies for your records;
  • Get copies of the repair orders showing the reported problems, the repairs performed and the dates that the car was in the shop; and
  • Contact the manufacturer, as well as the dealer, to report the problem. Some state laws require that you do so to give the manufacturer a chance to fix the problem. Your owner's manual will list an address for the manufacturer.

Here are more answers and opinions from other FAQ Farmers:

  • This term is generally not understood by the public. Example: A bad tire, then the AC goes out followed by a piece of moulding coming loose. While frustrating, these different problems do not fall under the "Lemon Law". It has strict guidelines to protect dealers from spurious claims. Not an easy process as the paperwork is tedious and specific. Once the vehicle has been deemed a lemon, a complicated formula is used to pro-rate another vehicle sale.

The most important part of recouping money for your claim is documentation.

Cars & Vehicles
Car Buying

Can I buy an air car in Europe?

As of today, July 2009, no air cars are on the market yet. There is however a French company, MDI, that has its prototypes, after 15 years of research and development, ready for final tests at the Air France air line facilities this summer. Their first model, the Airpod, is expected to be massproduced from end of 2009 on, in France and Andorra and in 2010 in Switzerland and probably elsewhere also. Zero Pollution Motors ltd intends to build and sell MDI compressed air cars in the USA from 2010 on. Up to now, more than 50 licenses for local MDI plants have been sold all over the world. Tata Motors of India has bought early 2007 the rights to use the MDI engine for whatever purpose it chooses (in cars, as power generator etc...), but only in India. It intends to market a version of its Tata Nano with a compressed air engine, but has not put forward a date. Meanwhile, Tata Motors continues improving the air engine in cooperation with MDI engineers on a regular basis. You can find all information, models, pictures, videos, links and the latest news on

Cars & Vehicles
Auto Parts and Repairs
Car Buying

How do you recondition an engine?

Remove the engine, strip off all the accessories and send it out to a machine shop for rebuilding.

Car Buying
Auto Loans and Financing
Used Car Buying

Can you return a new car?

No. It is nothing more than a myth that the "Buyer's Remorse" or "Cooling Off Period", laws apply to the purchase of an vehicle of any kind, new or used. Those type laws do not apply to vehicle purchases in any state. Once you purchase a vehicle you own it. Also once you purchase a new vehicle it becomes a used vehicle the instant you drive it off the lot and is worth far less than before. Those type laws apply to unsolicited sales as in a door to door salesman or phone sales. The only way you could return a vehicle is if the selling dealer had such an offer as GM has done in the past, or if the selling dealer agreed to allow you to return the vehicle. Otherwise you are stuck with your decision to buy the vehicle.

Car Buying
Auto Loans and Financing

Can you return a new car to the dealer if it's been in the shop twice in two weeks for the same problem without penalty?

In the next section of this answer are a lot of responses about returning cars because you don't like the car, don't like the deal, whatever. The QUESTION, however, was about returning a lemon. Every state has a Lemon Law, which requires the dealer to take the car back if it can't be fixed in a "reasonable" number of attempts. Check for your state's lemon law. In North Carolina, for instance, the car officially becomes a lemon if it can't be fixed in four attempts, or if it's been in the shop for more than 20 days.

So the answer is, no after two attempts, yes after three (many states say three) or four attempts to fix it.

Returning a Car to a DealerHere are opinions and answers from FAQ Farmers:
  • NO! Most large loans/purchases have a "3-day right of recission". During this time you may opt to not continue the sale and change your mind. The car sale is exempt. You may only return a car if there is Fraud in the Sale, Example: The Car is really a 1998 not a 2000 or it was not disclosed to you as a "Rental" car. You cannot merely change your mind or decide that the price is too much. On a new car, as soon as you take possession, the car becomes used and must be sold to the next buyer as such.
  • If you live in California and you sign any contract, you will be unable to return the vehicle. In a rare case, I practically begged the manager of a used car lot to unwind the deal. I told him that my wife purchased a car for me prior to my purchase of their car, but I was completely unaware of it. They finally let me out, but withheld a $40.00 documentation fee and a 2.9% credit card surcharge. $178.00 is better than a $6000 used car that I decided that I didn't want. Also, when I purchased the car, I left it at the car lot and told them that I'll pick it up in a matter of days. I guess the unwinding of the deal helped for the simple fact that the car never left the lot and I came back the next morning. It only took me one night to think about the deal and realize that I wanted out. The most important thing is to not let the sales person pressure you into signing anything. Don't listen to 'this car may be gone tomorrow,' 'this is as low as I can go,' 'you will not find a deal better,' etc. It's all bull. It will get you in trouble if you sign the contracts, but you later want out. THERE IS NO WAY OUT AND THERE IS NOTHING THAT YOU CAN DO ABOUT IT. Everything is monitored and recorded from the minute you step on the car lot until you go to the back office to sign the 'nail in the coffin' contracts. Before you sign anything, go home and think about it. It will save you a lot of headaches. DON'T SIGN ANY CONTRACTS UNTIL YOU ARE COMPLETELY HAPPY WITH THE CAR! If you already have and you want out, the best advice that I can give is make up any good believable heartbreaking lie such as: Someone passed in my family and I need the money to help fund the burial expenses, etc. Go in the office crying if you have to. It may work, but it may not. YOU WILL BE CRYING FOR REAL IF YOU ARE UNABLE TO UNWIND THE DEAL. The best time to put on an act is when a sales person is with a potential car buyer. The car lot or dealership people most likely won't show their true colors in front of potential car buyers. They'll put on an act and most likely, unwind the deal. But again, this is rare, like in my case. DON'T SIGN ANY CONTRACTS UNTIL YOU ARE COMPLETELY HAPPY WITH THE CAR!
  • The laws of Texas and Virginia...two states in which I have been in the car business...say that once the 'tailpipe leaves the curb' of the dealer's lot, the sale is complete. I think that is the case most anywhere, now. Some dealerships have thirty day money back guarantees. If you are buying a used car, get that deal!
  • I sold cars for years. You can only return a new car (within 72 hours) if they came out to your house and solicited your business and had you sign the contract there. If you sign the contract at the dealership, and drive off the lot, you're stuck, unless you somehow convince the lender to back out of the deal. That's how it is in Texas.
Car Buying
Cooking Measurements
Cooking Techniques

How many cups of flour is 750 grams?

That is approximately 6 cups of flour.

Car Buying
Online Shopping
Drama and Acting
Actors & Actresses

Is that Chris Tucker in the eBay commercial?

If you're talking about, that's Kevin Hart, not Chris Tucker.

Vehicle Titles
Car Buying

If you buy a car with a salvaged title will your insurance sky rocket?

  • I have a salvage/reconstructed car right now with liability and comprehensive. Since a reconstructed car is worth roughly 40% less than a comparable clean titled car I will be paid 40% less if the car is totaled again plus any credit for any verifiable upgrades (car alarm, new sound system, etc). Rates will not skyrocket, but you will be paid if you trash the car, so don't pay too much for it in the first place and make sure it is a good car - get a re-purchase inspection by a pro.
  • Of course it is going to skyrocket.Not only will it go up but the amount paid to you in the event of an accident is not even worth paying the premiums of insurance at all.Who knows if you will even get paid by the insurance company.The rates are all a scam anyways just like new car prices.You should not buy a salvage titled vehicle anyways.There are a lot of things that can be wrong with the car that you are not made aware of and may cost you through the roof to get it repaired properly on top of the inflated rates for bad coverage you wont get.
  • Vehicles with a "salvage title" are seen as being worth less (or worthless) compared to the same vehicle with a "clean title". This has nothing to do with the actual quality or condition of the vehicle itself (indeed, i have a couple salvage title cars which were a great bargain and very reliable). The insurance rates will most likely be approximately the same, but in the event of an accident and insurance settlement, the vehicle will be considered by the insurers as almost completely valueless. When it comes to salvage title vehicles (as with any used vehicle) buyer beware.
  • When you purchase a repairable vech ( the decision between a parts only and repairable is the insurance co)
  • In Mass prior to being able to register and insure the must have it inspected by the State Police after its been repaired
  • Once this has been done your good to go.
  • As for the cars value, yes the title does state, "reconstructed" former salvage.
  • When you insure the car, you pay the same rate for insurance as someone who has a clean title.
  • If you paid less for insurance it would indicate that the car is worthless than another with a clean title. but the insurance co doesnt allow for that. if they try to pay don't settle they must pay you on the book value (minus any prexisting damage)
  • Example; Car is stolen and recovered after 30 days, owner has been paid for the car, its sold for salvage but with a repairable title
  • If the insurance company has a problem with paying a claim on a salvage car maybe, they should sell them for parts only

All of the above is not necessarily correct.

  • I guess different states have different laws. I drive a car that has a salvage title. I didn't have to have the vehicle inspected by the state police after it was repaired. I didn't have to have anyone look at the car. I have full coverage insurance on the vehicle, and I dot pay any more than I do for any of my other vehicles. Also, the car is the best, most reliable used vehicle I have ever owned. I have been driving it for over a year and I haven't put any money in it for anything other than upkeep and gas.
  • Laws regarding salvage cars vary from state to state. A reconstructed salvage car is worth less than a comparable clean titled car (KBB doesn't ever value them) and insurance will likely pay you less for it if it's totaled again (how much so varies but somewhere around 40% less than a clean titled counterpart is a good guess plus credit for upgrades with receipts). Your insurance does not skyrocket, however. Keep in mind that none of this really matters if you paid a reasonable price for the car to begin with (say, 40% less than a comparable clean titled car), so should you total the car, you should get a fair cash out from the insurance company. I own a salvage/reconstructed car and just put comprehensive and liability on it since the car's not worth much anyway. But boy, it's the best car I've ever owned and it's been trouble-free!
  • Only buy salvage cars that are at least 8 years old since it doesn't take much to total/salvage an older car since they're not worth much. Now some states salvage theft recovery vehicles - these make excellent purchases but again, they are devalued in the market due the branded title so don't pay retail for them even though there may be no damage whatsoever.
  • Depending on your state, the vehicle may not be eligible for full coverage. Remember that a salvage title means that the car has already been declared totaled and most likely it was an insurance agency that did so. These vehicles have already been paid out to someone and a vehicle that was paid out as totaled will not be paid out again. Texas does not fully cover salvage vehicles. You can get liability coverage; you may get uninsured/under-insured bodily injury; uninsured/under-insured property damage might be available for vehicle contents.
  • I've rebuilt/owned a number of totaled cars in Indiana. The rules do vary greatly from state to state. In Indiana anyone can rebuild a totaled car. All that is required is a police inspection for stolen parts. Illinois only allows licensed re-builders to rebuild cars. Sometimes the salvage brand seems totally random. All most all stolen recovered cars get branded salvage and mileage not actual. Here the brand can be removed with insurance company wavier on stolen recovered damaged less than a certain % of value as long as the title doesn't say mileage not actual.
  • I've never had an insurance issue, but I've never made a claim. The insurance costs were the same as a regular car. I did have a buddy with a rebuilt Suburban that was stolen and never recovered. The insurance company would not pay full book value because of the branded (salvage) title. As I recall, he got about 20% under book value.
  • Rebuilt cars can be a great value, but favor people who keep their cars for long periods of time. Usually the warranties are voided. They can be hard to sell because banks usually won't finance branded cars and people are skeptical. I've had no troubles selling mine, but they were nice cars 6-10 years old and worth less than $4000 when I sold them. A $10,000 rebuilt can be a very hard sell.
Cars & Vehicles
Car Buying
State Laws

Is there Colorado car-buyer remorse law?

NO. The buyer's remorse law only applies to unsolicited sales and not to the sale of vehicles of any kind.

Car Buying
Used Car Buying

What time of the year is the best time to buy a new car?

  • When 'that' particular vehicle holds the least real value to the consumer vis a vis cost to the manufacturer. -pay attention projected yearly gas prices -look around you for mode-income (not average but the amount of income made most often in that area at that time of year). A lot of oilfield money means people can afford the sticker price on that SUV -think of the utility of the vehicle vs your 'attention' to it which salespeople pick up on: not many people are thinking in investing in a convertible on the cold drive to work. But on the other hand seeing one all toasty warm and shiny through the showroom glass flips a lot of psychological switches. Moreover, they are not only 'looking' but also 'expecting' a great deal. And thus are potential buyers or your 'competition' for that single car. -pay attention to the time of year that the new models come out: manufacturers have huge investments in specific lines of cars which must be cleared of their own accounting books. A certain bulk of money must be achieved within a frame otherwise cutting into future profits. Bad sales for example, effects investor confidence and thus projected economic growth. AS well, cars sitting on a lot is like money sitting in your pocket, -losing value. And finally, the new line needs access to the market. For example, if in 2005, Chevy consumers have 2 billion dollars in disposable income that could potentially go to buying Chevy's, GM would rather have that money directed to the 2005 Chevy. This means that if the bulk of 2004's haven't been sold, GM would be competing with not only Ford and Chrysler but also itself.
  • The best time in the winter because few people buy cars when it's cold. The salespersons are hungry for sales and will give you the best deal as long as you don't let their pushiness take over.
  • I agree, winter and end of the month are best.
  • You can get a good deal at the end of the month because dealers have a floor plan, which means they pay a monthly fee on each car if its still on the lot.
  • You get a better deal at the end of the year, because no one wants to buy a last year model.
  • But to be honest you can get a good deal any time you go to dealer. I used to work as a car salesman, so i know how all this works. Simple way to get a good deal is go to one dealer, get a number, go to another dealer tell him to do better but already drop a price a bit, like 15-20%. Then go to third and have them beat it. You have to show them that you are ready to buy so they spend time on you and give you a good real price.
  • The absolute best time to buy a car is at the end of December, between Christmas and New Years. Salesmen/women are usually paid "end of month" bonuses, but many also get "end of year" bonuses. That could mean 2 bonuses for the salesperson, so he/she will do whatever they can to put you in a car.
  • Buy on the last (2) weeks of the December. Who is thinking about buying a car when everyone's focus on Christmas? Trust, I did this and it worked out great. They were desperate.
  • I think there is no specific year, it depends on the market availability. Its best buy new car when its already paced out or not hot cause you can have for a cheaper price.
  • It depends on what deals are being offered and who you know. Any time is a good time if you can buy a car from a family member if they're a sales person of course.
  • If you don't have a lot for a down payment, GM's 72 hours of 0% finance charges was a great time to buy a car a couple of months ago. In late August/early September the end of year models are being cleared out, so it's also a good time to buy.
Car Buying

How do you know how much can you afford to spend on a car?

A good rule of thumb: your monthly auto loan payment should not be more than 20% of the money you have available each month after you pay for your usual living expenses ? rent or mortgage, utilities, food and transportation, credit card payments, etc. When reviewing your budget, you should also take into consideration other associated costs including fuel, license, registration, personal property taxes and insurance. Call your insurance company before you purchase your car to determine what the monthly insurance cost will be.

If you're taking out a car loan, figure on a down payment of at least 10 percent. Lenders might be skeptical otherwise. If you have enough cash available to boost that percentage, do so. Cutting the principal of your loan will do more to slash payments than getting a lower interest rate.

If you have ailing credit, which can result from a pattern of late payments, you may find yourself in the "subprime" financing arena. If you have credit problems, you should first try to work with a consumer credit counselor or other advisor. It may be possible to consolidate debts or come up with a workable repayment plan. If you show a loan officer that you are taking action to overcome the problems, they may be more willing to grant a loan at a reasonable rate.

In addition, be sure to check out alternate sources for loans such as the credit union at your workplace, your bank, or other organization with which you are affiliated. As a last resort, dealers may offer special financing packages for those with credit problems. However, you might pay as much as four percentage points more for a loan.

Since your car is in the top three of the list where in you will be investing (house, business and car), you should be able to spend much for it. Whether you will acquire it via loan or cash that you have, the expenses that needs to be spent does not end there. To have a properly running vehicle, you should be also willing to spend on maintenance and services. This extra payments will actually reduce more expensive stuffs in the future like repair or part change.

Another factor to consider is the cost of upkeep- repairs and insurance are big factors for both new and used car purchases. If you can afford to buy a car but can't allocate the funds to repair vital parts, you are paying for something unusable.

The best thing to do is to check out insurance sites- allstate and geico have very easy to use rate estimate givers. is a great place to check out estimated repair costs and cost of ownership for autos.

Car Buying
Online Shopping

How many shoppers are on eBay?

That is a very difficult question to answer because most eBay members both buy and sell there and so a member can't be described as either wholly a buyer or wholly a seller. What it is possible to say, is that for the third quarter of 2008, there were 85.7 million active users.

Car Buying
Contract Law

How long do you have to return a car to the dealer?

There is no 'Cooling Off Period' or "3-Day Right-to-Rescind" for automobile purchases anywhere in the USA. The right of rescission only applies to contracts signed for goods or services when the contract is signed at your home. It does not apply to a usual place of business. It was designed to prevent people from being victimized by professional high pressure sales people who sell goods and services door to door and pressure people into signing contracts. When you go to a place of business, you always have the option of walking out. You can not walk out of a sales situation in your own home.

Once a vehicle is "delivered", it's your vehicle unless the dealership grants you a refund. A completed delivery involves going to the dealership, signing all the necessary paperwork, arranging payment either by a cash purchase or financing then driving the vehicle off the dealership's property. It is important to read the contracts you are signing and make certain you have a copy of every document. Never sign until you know all the figures and have a "We Owe" signed by the General Manager for any open or 'promised' items.

Exceptions: California dealerships must offer the customer an option to purchase a "3-day return policy". If the customers signs the waiver instead, then they do not get the ability to return the car. In addition, Carmax does offer a 5-day return policy, however that is not a law, it's a promotion they offer to their customers.

Read your contract. The contract binds the seller and the buyer to the terms provided in the contract.

American Cars
Car Buying
Auto Loans and Financing

Does Washington have a buyers remorse law?

Not for the purchase of an automobile. Vehicle purchases are not protected by the Buyers Remorse Law. Only unsolicited sales fall under that law. Once you buy a vehicle you own it and cannot change your mind.

Car Buying
Auto Loans and Financing
Travel & Places
Driver's License

Do you need a drivers license to buy a car in Ohio?

Yes you do

Car Buying
Environmental Issues
Natural Disasters

What are natural calamities?

Earthquakes, floods, volcanic eruptions, landslides, fires, spontaneous tree limbs falling, winds, hurricanes, tornadoes, ice storms...

Natural calamities are occurences, events or phenomenon that happen in nature of their own accord.or because of man(the use of celltowers,vehicles also cause damage to air)so these may occur


A- natural- disaster- is the effect of a natural hazard- (e.g. flood, tornado, hurricane, volcanic eruption, earthquake, or landslide) that affects the environment, and leads to financial, environmental and/or human losses. The resulting loss depends on the capacity of the population to support or resist the disaster, and their resilience.This understanding is - concentrated in the formulation: "disasters occur when hazards meet vulnerability." A natural hazard will hence never result in a natural disaster in areas without vulnerability, e.g. strong earthquakes in uninhabited areas. The term natural has consequently been disputed because the events simply are not hazards or disasters without human involvement.

Car Buying
Auto Loans and Financing

How can you trade a car when you owe more than it is worth?

You can't really trade it without staying in the hole. You can go to a car lot with about 8000.00 dollars and trade it but if your buying a new car that's 12995.00 and you trade a car you owe 9995.00 on they will just add the amount you owe minus what they give you for the car, which is usually nothing and the rest will be put on your new loan. You will owe 3 times as much as you did. The only way to not have the car is to let it go back, but agin that's a repo... I recently had to do that and just bought a car for cash. No car note..that's the best thing. The repo will hurt your credit, but as far as getting another car, you can after about a year and a half.

Car Buying
Auto Insurance

Can you buy a car with just a learners permit?

I'm pretty sure that cash is all you really need. As for transfering the ownership.... You can buy a car even if you don't have a license. However, in most states you must be at least 18 years old in order to enter in to a contract. Note that the learner's permit is generally not the problem, it's the insurance. You aren't able to get insured on your own with just a permit. You will need a parents permission to do this the will have to be present to buy


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