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Fire Insurance PCH ANSWER= A VOLCANO

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Q: The insurance company Aetna was named for something that might cause you to call Aetna What?
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Do you have to tell your new insurance company why there is a gap between when the old insurance ran out with the old insurance company and when the new one begins?

Loaded Question! If your insurance ran out, the car was parked, no. If there is something that happened to cause the former insurance company to drop you, yes. If something happened to the un-insured car that may need to be reported. If there is just a gap, no.


Do you need public liability insurance for your company if clients are not visiting your office?

Public Liability Insurance has nothing to do with clients visiting or not visiting your office.It is concerned with the fact whether you are producing something or emitting something as an effluent that can cause harm to a third party.


To collect on a life insurance policy do you have to have the death certificate with the cause of death or can you use a death certificate that does not have the cause of death?

A death certificate with the cause of death is usually required on life insurance policies. It depends on the insurance company, the type of policy and what its terms are. An insurance company will most likely require a death certificate with the cause of death, because the cause of death is important in all life insurance claims. If the policy is one for accidental death benefits only, the company is entitled to know and the beneficiary has to prove that death was accidental. An insurer is entitled to know whether death occurred as a result of suicide, which might not be covered by a standard life insurance policy. Also, an insurance company is entitled to know if the death was a homicide that the beneficiary had something to do with, because that would render the beneficiary ineligible to collect benefits.


Will failure to merge cause insurance to go up?

If the insurance company finds out about it, it may result in an uprate.


Someone vandalize the plumbing water come up from sewer will business insurance cover this vandalism?

Normally, yes, this will be covered by an insurance company. However the best thing to do is phone your insurance company and explain your situation and ask them to sort it out. Sewerage is not something to avoid, if left open and exposed it can cause bacteria and spread disease. Getting this fixed is crucial and should be pointed out and stressed upon the insurance company that you deal with.


Is business interruption insurance a good insurance company?

"Business Interruption Insurance is not an insurance company. It is a type of insurance that protects a business in case of an interruption such as machinery malfunction, power outage, or other reason that may cause the business to be interrupted temporarily."


Will homeowners insurance cover if a stray cat shorts out your furnace?

Maybe. But don't tell the insurance company that a stray cat is the cause because maybe it is not the cause. Tell the insurance company that your furnace stopped working suddenly and you don't know why. Then let the insurance company investigate. Maybe you have a bigger electrical problem. Maybe you should contact an electrician to inspect your wiring.


Can a auto insurance company request an overpayment refund from a claim?

Sure. If for some reason you were overpaid for a claim the company can expect you to return the overpayment. I really don't see how this could have occurred unless you intentionally did something to cause it to be done.


What if your insurance company wants to fix your badly damaged vehicle but you do not?

The insurance company usually has the final say because they are in charge of paying out any damages. In essence, the insurance company usually takes the side of what will cause them to pay out the least amount of money.


How should you answer to get the cheapest insurance?

I would answer honestly. Any fraudulent answers may cause your insurance company to not pay any claims.


Does your car insurance go up when someone backs into your car when your not in it?

Normally this would not cause an insurance policy to increase, but it is possible. Every insurance company is different and have different rates. You should check with your insurance company directly and ask. Not at fault accidents can effect the price of a policy when the policy is new business with a company.


If you hit a parked car does your insurance go up?

Whether or not your insurance goes up if you cause an accident depends on your company Ask your agent.