What are the rights of a condo owner if condo board does not do proper repairs to damages caused by pipe burst and danaged the carpet and walls?

Answer 1

In situations like this, your first task is to commission the clean-up of the damage.

As an owner, you may be covered under the master insurance policy, or your HO-6 policy. Your association manager can inform you as to your rights under the master policy.

Find the appropriate insurance coverage, get the damage cleaned up, and turn the 'who pays' question over to them: insurance professionals can handle this issue.

Read your governing documents to determine the line between what you own and what is owned by the association. It is important that you understand this, as well as your HO-6 coverage relative to this boundary.

Since your question may indicate that some time has passed and some repairs have been made, now you are left with a situation that is disagreeable to you.

If you signed some kind of release, you may be on your own to commission and pay for new repairs.

If, however, you are dissatisfied with the repairs, you can petition the board in writing with copies to your master insurance carrier and your HO-6 policy carrier, indicating the unsatisfactory nature of the repairs. Include photos, documentation and so forth, to establish your position.

Request that your issue be addressed in a board meeting as an agenda item. Request that the board vote on the matter.

With insurance professionals involved in the process, your board has no reason to fail to make the proper repairs, unless you signed some kind of release.