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Wells Fargo can add a feature called Debit Card Overdraft Service. This allows the account holder to use his/her debit card to make a purchase even if the funds aren't all there. There is a fee for overdrawing the account unless money is added to the account before the cut off time the same business day. The bank can approve or disapprove the transaction. This helps to eliminate debit card denials at the register.

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Q: What can Wells Fargo add to your account to eliminate overdraft fees?
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