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Rarely do credit card companies close. They are simply making too much money to go out of business. And the fact that they continue to charge you fees indicates that they are still functioning as a business. Perhaps the company has been purchased by another (like Wachovia buying out First Union) or merged (in the case of SunBank and First Trust, now SunTrust). Contact the credit bureau or the vendor through which you got your credit report. They should be able to get you contact information.

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Q: What do you do when a credit card company closes and they do not provide a telephone number for you to call to settle the account?
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