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What does Additionally Insured on a Vehicle Insurance Policy mean?
Wiki User
∙ 9y ago
The person who took out the policy is the main or policyholder. Any persons added to the policy are considered additionally insured.
Wiki User
∙ 9y ago
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If i am insured and drive a vehicle belonging to someone that is not insured am i covered through my policy?
No. * i say Depends on your policy. Call your insurance person.
Do you have to be the owner of the vehicle to be insured on it?
You do not need to be the owner of the vehicle in order to be insured while driving the vehicle. Most states require all drivers of a vehicle to be included in the insurance policy.
Would insurance cover the accident if you were in an accident but were not on the insurance policy but you had your own vehicle and insurance on it?
If the car that was involved, in an acident was insured yea!
Is it possible to find the VIN to a vehicle you no longer own?
An old insurance policy or the insurance company you had it insured with should have it on file.
If you have liability insurance on one vehicle are you insured if you drive another vehicle?
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.
Do you have to have a vehicle in your name to get car insurance?
you have to have a car for getting a car insurance No, you can be driving your parents car & be on their policy, therefore you are still insured
Can you be fined for driving someone else car if they do not have insurance?
not if you are personally insured to drive that vehicle on your own policy
Is it legal for a resident of the same household to drive an insured vehicle if they are not specifically covered under that policy?
You can drive an insured vehicle if you're not on the policy because when the police pull you over they are looking to see if you have insurance on the car. But to answer the question...NO, it's not legal to drive the insured vehicle if your not on the policy. As always, check with your insurance agent, but anyone driving the auto with the policy owner's permission should be covered. However, ALL licensed drivers residing in the household are supposed to be listed on the policy.
Does liability insurance cover all vehicles even if they are not listed on the policy?
Insured has thirty (30) days to add new vehicle to commercial auto policy. For auto insurance it is what is on the policy that is covered.
Can you drive your dad's fully comprehensive insured car with his permission?
It depends how old are you and whether or not you are an insured driver under the terms of the terms of your Dad's insurance policy. Your Dad's insurance agent can tell you if you are insured to drive the vehicle.
If a vehicle has no insurance but you have fully comprehensive cover on another vehicle is the non insured vehicle covered to be driven?
If it's your vehicle then no. You have to add the other vehicle to your policy, otherwise it is not a covered vehicle. If it's a temporary replacement vehicle then coverage may be afforded under your own auto insurance policy.
Do you need insurance for a car you co-own if the owner has insurance?
No, the vehicle can only have one policy on it, and if it is insured then you wouldn't need to carry any policy (and don't think you can anyway).
