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Answer In Florida, PIP will pay 80% of the bills till a total of $10,000 is reached. After the $10,000 limit, the health insurance will kick in as i…f that was the primary insurance. So what about the 20% before the $10,000. Send the remaining balance bills to your health insurance or the provider if the provider belongs to the health insurance list. Most of the health insurance companies will pay nothing of the 20% as the auto PIP will have paid several fold the allowable amount that the helath insurance pays had it not been as a result of an auto accident. They will tell the provider that no additional payment is due. So you will not pay a dime from your pocket till you reach the $10,000 limit. But if you are going to a out-of-network provider, I do not know. So when you go to ER or a doctor, tell them you only want to see your health insurance providers. They may not do so but insist. Beaware of even network providers trying to ask you to pay the balance if your health insurance company does not pay anything. They become greedy like anyone else. The sun is setting on reqd PIP in Florida. It is a boon for people who have a insurance as they will not go thru the hassles that providers put you thru for the balance of the PIP. On PIP, charges are 3-4 times what is allowed by health insurance companies. So hospitals and doctors make a killing. With PIP gone in Fall, now the lawyers will make a killing by suing for injuries. And if you are not insured, you are in trouble even if the accident was not your fault. PIP was a good idea, but when hospitals and doctors got greedy, it became to be known as a scam. With our mentality of making money in the short run, this is what the consumer gets. He is shafted no matter what, just getting shafted by different people. Do you want to be shafted by the medical community or the lawyers. Take your pick.
If you don't have PIP on your auto insurance and you are at fault will your health insurance cover your medical costs?
Answer Yes, if you provide them with proof of non coverage.
Answer Florida requires that all registered vehicles have liability too. A PIP only policy is called health insurance.
In insurance, PIP is an acronym for Personal Injury Protection. In some states, PIP provides coverage for an insured person for certain "reasonable and necessary" expe…nses. The types of expenses that qualify for PIP coverage vary from state to state, but some examples of expenses may include: loss of services, income continuation, medical and hospital expenses, funeral expenses, and child care expenses for bodily injury caused by a covered accident (regardless of who was at fault).
It is an acronym for Personal Injury Protection Insurance, or PIP insurance.
No, The other persons Insurer is not responsible for the coverages or lack of coverage you decided to purchase from your own insurer.
No, PIP is only for the occupants of the vehicle.
personal injury protection
"PIP" is the acronym for Personal Injury Protection. It is the basis of the concept of "no fault coverage" with respect to auto insurance. It is first-party coverage which mea…ns that a person who purchases it is also the insured and entitled to the benefits in the event of a covered claim. In this sense, it is to be contrasted to "third party" coverage which pays a third party for damages caused by the negligence of the insured. Although the specifics of PIP coverage may vary according to state law, most PIP policies benefit the insured, or members of the insured's household, by paying a percentage of the medical expenses and lost wages incurred as a result of an automobile collision. Benefits are paid irrespective of fault for the collision (hence, the term "no fault"). PIP policies are generally available with a variety of deductibles. A deductible is the amount of expense that the insured must incur before the responsibility of the insurer to pay is triggered. The insured him/herself is responsible for paying the deductible amount directly to the medical provider. In most states, PIP coverage is required in order to get and maintain a driver's license and to register a vehicle.
No, i live in Florida and we have a car club.. me, including all of my friends have it
AIS from the name of the auto insurance company stands for Auto Insurance Specialists. AIS is an acronym that stands for Associate in Insurance and is completely separate from… AIS insurance company.
PIP is personal injury protection, so PIP auto insurance is a protection that benefits you and/or any passengers if any are to be injured in a vehicle accident. In some places…, this coverage is considered as optional.
With regards to insurance, the acronym PMI stands for Private Mortgage Insurance. This is an insurace where the borrower of a mortgage pays a premium, but if the borrower defa…ults, the lender gets the money. This helps protect the lender in cases of larger mortgage values.
PIP insurance is an extension of car insurance available in some US states, it covers medical expenses and in some cases, most wages and other damages. One can get it from in…surance companies that offer it. One such company is Allstate Insurance.
This will be determined by the state laws and your policy. In Georgia, for example, a civil attorney looking for an office, promised to reduce auto insurance rates by 15%. Sin…ce he had no real knowledge about insurance, business, or much anything else, all he did to reduce rates was to do away with PIP Coverage which was a valuable coverage. By wiping out PIP coverage he reduced the rates but forgot to tell people about the loss of coverage.