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Answered 2008-07-29 01:49:09

No, PIP is only for the occupants of the vehicle.

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Can you file an insurance claim if your parked unregistered car got hit by a car with insurance?

It is always the at-fault party's responsiblity to pay for damages they cause in an accident. If you know who hit your car then contact their insurance company and file the claim. If you do not know who did it and you have collision coverage on your car, you can file the claim through your own insurer.

Had insurance when your car was hit by a hit an run driver after the wreck lost your insurance will you still get paid?

Yes. As long as you were insured when the accident happened they will pay the claim.

Do you need to file police report if you hit a deer?

You will need to for the insurance claim for car repairs.

If you are a victim of hit-and-run accident caused by a rental car driver can you claim the damages from this rental car company directly?

You can only claim against the rental company if the driver took out their insurance. If he has his own separate insurance, that is where you need to make the claim.

What will happen if a fully insured driver hit your car and you have no insurance?

You may get a ticket for no insurance. But you can still file a claim under the at fault drivers auto insurance.

How do you file a claim against someones car insurance when they hit a house?

you get the insurance info. and have them look at the damange. make shoure you have a police report.

How do you make a insurance claim if you hit something and damage your car?

Call your insurance agent or call the 800 claims number on your policy papers.

Car hit on private car park?

If your car is being hit on a private car park, you should call the police and report it and later on claim the insurance that was being put in your car to expense all the repairs of it.

If I hit a car parked in my driveway while backing out would the owner of the car submit a claim to my car insurance or my homeowners insurance since it took place on my property?

HI, Working in a car insurance company, you would claim off your car insurance as the vehicle was involved in the accident, however because it was on your own personal property you may be able to claim off your house insurance depending on the terms of your policy, you will find most homeowners insurance only covers the house itself and not the surrounding gardens

Driver hit your car with a piece of debris from the highway resulting in damage to my car?

It's not clear what your question is. You should be able to claim insurance on it.

What if you are hit in a car accident and you are at fault and the person who hit you has no insurance?

In case of Car accident if your car is having valid insurance policy at the time of accident then you are liable to get the claim for the loss. While different companies have different disbursement policies and depreciation charts which would be followed for claim settlement process. Turtlemint car insurance offers a fare depreciation chart and easy claim process which simplifies the complete process and helps to get the tasks done hassle-free

If you hit a curb and your car is damaged can you claim insurance?

Yes you can as long as you have collision coverage and this will be considered an "at fault" accident.

What if you hit a car and there is no damage to your car?

The insurance will pay for the car you hit.

How many car insurance claims can you make before your insurance goes up because I made a claim about a year ago that wasn't my fault which I made a claim for and I just had another person hit me?

If you provided the insurance company with details of the person who hit you and they were able to recover from them then you should not be penalized at all for the accident.

If a car hit another car and forced it to hit yours and the first driver doesn't have insurance will the one that hit yours have to pay?

if the car that hit you from behind has insurace its his fault, for failing to leave enough breaking distance, even thought he was hit, u claim from him,, he claims from the car that shoved him and so on

If your car was hit while parked and they did not leave a note will your insurance go up if you make a claim?

That IS what you carry insurance for. Contact the police to fill out a report, then turn it in to your insurance. If this is your first claim, it shouldn't affect your rates. If it's NOT he first claim, you might want to consider off-street parking.

What do you do if you hit a car owned by rental company?

First, report it to your insurance company and they will ahndle the claim. Second, try not to hit any more cars, rental or not.

What do you do if you hit a car in a dealer's lot?

If you are driving their car and hit their car, then their insurance will pay for the damage on both cars. If you are driving your car and hit their car, then your insurance will pay for the damage on both cars.

Hit and run parked car plus no witnesses?

If it's your car that got hit, you should still make a report to the police. (You never know, they may find the person that hit you). Insurance will still take the claim, but it may take more time to process, and you'll have to have the appropriate insurance. If you hit the car, you should leave a note with your contact info and insurance info so the owner can get back to you.

If you hit another car in parking lot do you pay there deductible?

If you hit the car (i.e., you're liable for the accident), the other driver shouldn't have a deductible - your liability insurance should pay the entire claim.

Should you go through the drivers insurance that backed out and hit your car while you were driving?

As long as their adjuster is being reasonable and is handling your claim quickly it will be fine to just let them handle the claim. If they are giving you trouble talk with your insurance agent and see if they can help you with the claim.

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