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What does fmo mean in insurance terms?

Updated: 9/16/2023
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11y ago

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FMO stands for Field Marketing Organization. They are an extension of an insurance carrier designed to distribute their products and in some cases, other carriers products.

FMO's are marketing organizations owned by the insurance carrier, as opposed to IMO which is Independent Marketing Organization or NMO National Marketing Organization.

Generally speaking, the insurance carrier is Behind the Scenes but very involved in directing the activities of the FMO.

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What is FMO insurance?

FMO stands for Field Marketing Organization. They are an extension of an insurance carrier designed to distribute their products and in some cases, other carriers products. FMO's are marketing organizations owned by the insurance carrier, as opposed to IMO which is Independent Marketing Organization or NMO National Marketing Organization. Generally speaking, the insurance carrier is behind the scenes but very involved in directing the activities of the FMO.


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