It depends on the type of policy that you have. Some cover the dwelling, its contents, other structures, liability protection for you and the insured's, some contents of premises, some personal property of others, and some have limited medical protection for visitors.
Other homeowner policies are designed for renters and therefore do not cover the dwelling.
All of this is subject to the limits of the policy which can range very much.
In brief, Homeowners insurance policies offer protection for the homes main structure, out buildings and contents as well as coverage for certain liabilities that may arise from home ownership.
Homeowners insurance typically covers property damage and liability claims, but it does not typically cover criminal acts such as murder. In cases of murder, homeowners insurance would not typically come into play. It's best to consult with your insurance provider for specific details about coverage scenarios.
No.
Your homeowners insurance covers your home structure.
Only if you had your jewelry appraised and included it onto your home owners insurance
I beliieve it does.
You home owners liability insurance should cover it.
cover
no it will not. you have to have pet insurance.
NO, generally not.
Typically no.
Yes, home owners insurance will cover the cost of a fallen ceiling. The only time that they will not cover it is if it is due to neglect on your parent of not keep the roof properly maintained on your home and there are signs of damage.
No, Your Homeowners Insurance covers your Home. Your car Insurance covers you vehicle.