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What happens when you are at fault in an auto accident and the persons hospital are more than your auto insurance covers?
Wiki User
∙ 15y ago
You are responsible for any cost that exceed your policy limit. If this is the case, they can take you to court. Depending on the state you live in, wage garnishment is a definite possibility. In certain state, they can make you sell your home to use the asset to pay someone's medical bill in such instance. Do yourself a favor and get an umbrella liability policy. Such a policy will coverage any shortage on your auto insurance in increments of $1 million dollars. Contrary to belief, they are rather inexpensive. Typically costing only a hundred and fifty or so a year...
Wiki User
∙ 15y ago
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What happens if your teenager has an accident in your car and is not listed on your insurance?
Your insurance won't pay for any damage or injury to persons or vehicle. (unless they were driving legally with a drivers permit)
Can you get money from the opther persons car insurance for your injuries even though the accident was your fault?
No. If the accident was your fault, you can not get money from the other person's car insurance.
What is liability coverage on auto insurance?
This means that if the accident was your fault, your insurance will pay(up to an amount that is on your policy) for the other property and persons involved in the accident. Liability insurance does NOT cover your vehicle damage.
How do you sue another persons insurance company for an accident that was your fault?
If the accident was your fault, the other party's insurerhas no duties owed you.
If you are a passenger in another persons automobile and you sustain injuries in an accident whose insurance pays for medical bills?
The insurers of the driver who was deemed to be at fault for the accident.
How do you sue another persons insurance company for an accident that was their fault?
You don't. You sue the individual. The insurance company is obligated to take care of the obligations of the individual.
When you are in an auto accident with no insurance will the other persons insurance pay for their cars damages?
Their insurance policy will pay for their own car. However you must know it's against the law not to have insurance coverage for your auto.
How long do I have to file a personal claim towards a persons auto insurance after a car accident in the state of Indiana?
Within 24hrs
If you were drinking and driving but did not cause the accident is the other persons insurance liable for all your damages?
Yes because you where still drinking
Do you insure the car or the person?
You insure a car for a person or persons, so that in the event of a accident with that car, insurance can be claimed only if a named driver on the insurance was driving at that time.
What type of life insurance coverage will pay for the loss of a persons sight?
You are to opt for Health Insurance Policy or a Personal Accident Policy (in case of loss of sight due to accident). In fact, Health Insurance Policy will provide you for medical expenses for treatment relating to recovery of eye sight only.
Are there policies or companies that cover anyone driving your vehicle?
If you have insurance on your car, and someone else is driving it, and has an accident your insurance rate will go up but it will cover the damages to the other persons vehicle.
