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Only if you carried GAP insurance will it pay off what you owe to the Lienholder. If not then they will only pay what they valued your car to be worth which may or may not be enough to pay off the loan.

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Q: What if my car was totaled in an accident the insurance pay off the debt?
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What happens if you have no insurance and you totaled your car?

you will have to pay a debt and GET CAR INSURANCE


Is it legal for your insurance company to deny a loss for a car that was totaled?

It would depend on why the car was totaled and who's fault the accident was and what time of insurance do you have PLPD or Full Coverage


How do you get a car after your vehicle is damaged?

most time if the car was in an accident and is totaled you will have to by it back from your insurance company


What do you do if your car gets totaled in a car accident?

The very first thing you do is report it to the police. Whether the car is "totaled" or not (a decision typically made by insurance adjusters), a police report is required for any automobile accident.


What happens after your car is totaled and you only have liability?

If a car is totaled in an accident and only liability insurance is present, there is a chance that the other party's insurance will pay for the vehicle if the accident was their fault. If a car is totaled, but no others were involved, then the responsibility falls on the registered owner. This will not release the registered owner from paying for the vehicle, either, if money is still owed on the car.


You were in a car accident had insurance but the car was totaled and the car was not in your name Do you get compensated to get a new vehicle?

no you won`t get it. You require both car insurance and it must be registered on your name.


What to do if Car totaled and no collision insurance?

If the accident was your fault you're out of luck. If you were hit by someone, their insurance will total your car and pay you for its actual cash value.


My car was totaled in a car accident and the guy at fault had no drivers license but the car had insurance Will my insurance go up due to the accident and should i sue the guy?

Your insurance may go up it may not, also sue for allot of money!!!


How do you sue someone at fault in an accident if they have no insurance at all and can you sue them personally to pay for your car being totaled?

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Does insurance help with buying a new vehicle if your car gets totaled?

Yes, they will help, but they won't buy you a new car. Once your car is deemed totaled, the insurance company will usually pay you the value of the car before the accident minus your deductible. You can either buy back the totaled car and repair it or use the money towards a new car.


How many points will you get if you had a car accident and it totaled your car but you did not receive a ticket and insurance did not have to pay?

If you didn't receive a ticket, then you won't get any points.


If you are the policy holder and you were involved in a car accident and your insurance declares your car totaled do you keep your car?

No, the insurance company takes the car and they give you the value of the car,(depending on condition,make,model,year,# of miles).