0
What if you decide not to fix the car after you get insurance check?
Wiki User
∙ 12y ago
You have the right to do that. Generally you sign a waiver that says you are being compensated in full for the loss so if you opt to not get the car fixed or do it yourself is your option.
Wiki User
∙ 12y ago
Add your answer:
Earn +20 pts
Will your car insurance fix your car if its your fault?
If you have collision insurance.
Finish the work myself and collect insurance claim?
Yes, many insurance companies have you take the car to their office for review and they issue a check. It is up to you to fix the damage.
Does the car that's insured pay for the car that is not insured?
In this state, the person who caused the accident is at fault. If the person at fault has insurance then his insurance should fix the other car. Otherwise, in this state, the person at fault owes the money himself to fix the other car. The insurance company will not pay one cent to fix the other car.
How do you fix an antifreeze leak on passenger side of car?
You have to determine the source of the leak then decide on how to fix it.
What is meant by California collision car insurance?
Collision insurance means that if you were to get in an accident the insurance company would pay to fix your car instead of the person's that you hit.
In what circumstances does your auto insurance cover you and the car if you are driving a friends car?
Car insurance follows the car. If you are using the friend's car temporarily, with permission, as a substitute for your own insured car, your insurance should cover you if the friend's insurance does not. What if my friend (who has the car) does not have insurance and I want to pay for my faults and fix it - will he be arrested?
If you have settled a car insurance claim do you have to use that money to repair your car if the person who hit you had the same insurance company?
If you have your check from the insurance company you are free to do whatever you want with it. Insurance claims are based on indemnity, restoring a person or property to its previous condition. Most insurance companies do this monetarily. Once the check is in your hand it is yours and the insurance company has no say in where it goes. In some cases they may pay a shop directly once repairs have been done. If you have already received a check then you are being paid based on an estimate or appraisal. The assumption is that you will fix your car but they won't necessarily check up on you afterwards. It has no affect which two insurance companies are involved.
Instead of cosmetic repair to my older car I would like to save money toward another car. IC told me to take car to collision shop to repair. How do I collect money direct?
You can request that the insurance company send the check directly to you and not to the collision or body shop. You will have to take the car to their authorized collision center for them to determine the damages and costs to repair. But you have the right to fix the car at any repair shop, or to not fix at all. The insurance company cannot force you to fix the damage. Once you get the estimate from the collision shop submit it to the insurance company and request that they send payment directly to you. You can tell them you are looking for your own repair shop or want to fix later or may not fix at all. But you have a right to that claim check regardless. The check will probably be the estimate minus your deductible. Also, the insurance company will not pay more if you do take to another shop and they want more money to fix. I had a dent and paint scratch and had the check mailed to me, and also did this with an accident claim when someone hit me. It is legal, and it is your right. I live in PA, the only thing you might want to check is state laws on this, find out if there are any laws or regulations of your state that disallow this, but I doubt it. Also, just remember that the value of the car will be reduced by not fixing the damage. Just ask your insurance company to send you the check. Hope this helps!
If someone hits your car and you get insurance money do you have to fix the car?
No. You can spend the money on whatever you desire.
When someone hits you how long do they have to fix your car?
No, if you have been in an accident you should contact your insurance company and tell them. If you have comprehensive cover they will fix your car and send the other person the bill. If not you fix your own car and send the other person the bill. They will not normally fix your car for you.
How do you fix loss of heat in car?
check the thermostat
Can you appeal to car insurance for more money for crashed car after first offer has been cashed?
If hidden damage is discovered during the repair of the car, generally the insurance company will pay the increased amount (in fact, usually the repair shop just handles it with the insurance company and you don't even find out until you pick it up) If the car was totalled or you just cashed the check and didn't fix the car, not gonna happen.
