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A 403b is what the IRS considers qualified money, or pretax money. Whenever you take qualified money out of the original investment and roll it into something else it then becomes an IRA, which is the IRSs way of refering to any type of qualified money that is not in the company plan anymore. An IRA can be invested in lots of things. Mutual funds and annuities are the most popular, but bonds, stocks, CDs, money market accounts, savings accounts, commodities, futures, currencies, options,precious metals, life insurance, RIETS; all of these can be inside an IRA and would be possible investments for your 403b money. Most people rolling over 403b money are retirees, so annuities are popular since they are beneficial in risk reduction and estate planning purposes. Mutual funds are popular because its what most people hear on tv to invest in.

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Q: What investment product can a 403b tax deferred account be rolled over into besides mutual funds or annuities?
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