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Answer . \nMost insurance companies will refuse to renew if you have had significant losses or traffic violations.
most people refer to full coverage as having the state required liability coverages as well as coverage on your vehicle, collision' and comprehensive coverages''.......t…here are many many coverages that you can elect to purchase, (ie accidental death, umpd,medpay, rental, tow, and etc)
Cannot be answered here - that information should appear in the contract language of the policy. Generally, however, the insurance agent will take a deposit premium for the an…ticipated first month's premium at the time that the application for coverage is taken. The application is essentially an offer to purchase insurance. The insurance company than analyzes the answers given on the application application in accordance with its underwriting guidelines. Those guidelines lay out the types of risks that the insurer is willing to accept and for what price (premium). If a policy is issued (because the insurer is willing to accept the risk as identified in the application), a policy will be issued. The front page of the policy is called the Declarations, and will show a summary of the coverage, as well as the due date and amount of subsequent premium payments. If the insurer decides not to issue a policy for a reason that is not prohibited by law, the deposit premium will be returned.
This means that if the accident was your fault, your insurance will pay(up to an amount that is on your policy) for the other property and persons involved in the accide…nt. Liability insurance does NOT cover your vehicle damage.
Unfortunately, there is no policy that will insure everything. Call an independent insurance agent to find out what they can do for you in terms of packaging coverage for you.…
Their is no such thing as "full coverage". You are more then welcome to look in any Property and Casualty law that California has. You will not find the definition of "full co…verage". This term is commonly used by consumers looking for comprehensive and collision on a policy. This protects your vehicle against physical damage that may occur. This optional coverage is bought on top of your liability limits.
No, "full coverage" auto insurance is not required by law. All states require some level of car insurance that covers costs if you are responsible for an accident. That would… be called liability insurance and the state minimum coverages dictate how much of it you need to buy. That said, "full coverage" does not actually exist and the phrase generally refers to buying a combination of several insurance types to ensure the most protection.
With hundreds of different insurance packages to choose from, try visiting the site listed under the related links for guidance on how to best handle your insurance issues.
"full coverage" generally means including comprehensive and collision coverages. Though that doesn't include everything a policy offers, it's more of a slang term.
Health insurance is literally "insurance against charges incurred due to health related services being rendered" what that means for the typical person is that you pay a littl…e bit every month so that in the case that you do need health services for yourself or loved ones you have help paying those costs. If you are employed and opt for health insurance coverage then you will pay a premium (a flat rate taken out of your paycheck according to level of coverage you want and how many people it will be covering). Most employers have one insurance company with different plan choices (United Healthcare, Aetna, Cigna, BCBS, etc). Just because you have health insurance coverage does not mean that you will not have any responsibility for charges incurred. Insurnace companys use "cost-sharing" methods to save themselves money. The three types of cost sharing - copay, deductible, and coinsurance. Copay is a flat dollar amount that you pay for specific services (10 $ office visit 20 $ specialist 150 $ surgery). Deductible is a minimum amount you must pay before your insurnace company will pay anything. Coinsurance the insurance company pays a portion, usually 80-100% of the total charges and the balance left is the patients resp. How good a insurance coverage is usually depends on lower deductible and copays and how much the total out-of-pocket ends up being for the patient.
All home insurance companies offer differnet policies so this question is to general to answer correctly, but most insurance will cover: Fire or lightning explosion falling ob…jects impact by vehicle or aircraft riot water escape (from a pluming system) smoke windstorm or hail vandalism or malicious acts escape of fuel oil (maybe) There are other coverages but the question is to general to determine if you are looking at a basic policy or a comprehensive and each insurance company is different.
It depends. Most policies do but some dont. You need to check the Policy document to check if the policy covers overseas accidents/events.
The personal coverage of the insurance depends on the companies. Some companies they cover financial security in case of vehicular accident, which you can use to pay for hospi…tal bills. It is best to be insured, one company that has affordable rates and best rates auto insurance is the insurance60 visit them now.
This question is worded oddly. There is nationwide insurance available from Natural Therapies Certification Board email@example.com
Yes and no. It covers the basics for the other driver and it pays the damages to the other person and car if it's YOUR fault. However, cheap insurance doesn't cover your own c…ar or body. So if it's a bad wreck, your car is totalled and you don't have any money to get a new one.