The same as when you are 28 or 38 or any other age.
Responsibilities for 18 yr old drivers is that they have insurance (liability or full coverage) and that they have current registration and tags
No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.
occupier liability
depending on the state, at 18 you are considered an adult and the parents usually do not hold in liability.
You are subject to liability insurance requirements whether or not an accident occurs. An accident has nothing to do with liability requirements. You are required to have liability insurance of at least the minimum required by your state before getting into a vehicle and driving it. Driving is what triggers the law.
No. Liability covers the others and their property.
Drinking: 18 Driving: 18
Hopefully an airbag. Liability coverage will cover damage and injury you cause to another person or their vehicle.
It should to others, but if you have liability only, you may have only the minimal coverage req'd.
Absolutely not, your liability insurance does not cover the costs associated with willful criminal acts of the insured.
yes
You'll be fully covered only on the vehicles for which you choose to place full coverage insurance. The others will only be covered for liability losses if you only buy liability coverage for them.