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What is cashless policy for comprehensive car insurance?

Updated: 8/18/2019
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11y ago

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I have never heard of it and I have been an agent for 26 years. I don't believe it is a true insurance term.

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11y ago
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Q: What is cashless policy for comprehensive car insurance?
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What does comprehensive car insurance include?

A Comprehensive car insurance policy includes the following: Damages Due to Accidents: If your car will witness any damage due to an accident, nothing to worry about as a comprehensive car insurance policy got you covered. Third Party Losses: In an unfortunate event of third party loss related to person, vehicle or property, your comprehensive policy will take care of the legal and financial liabilities. Car Thefts: In case your car is stolen, your comprehensive car insurance policy will look after the same. Damages Due to Natural/Man-made Disaster: When flood, hurricane, hail storm, tornado, riots, etc attack your car, your comprehensive car insurance policy comes handy. Damages Caused in Fire: If your car catches fire, your comprehensive car policy will pay for the damages.


Does your fully comprehensive insurance cover you for another car abroad?

No. As per Motor Vehicles Act, 1988, your Comprehensive Car Insurance Policy is only valid in India. It does not cover your other car abroad.


Which of the California car insurance providers offer the lowest rate on a comprehensive policy?

The premiums for a comprehensive car insurance policy for your son depend upon many factors. These include the type of car, his driving record, where the car will be located, the distance he needs to commute and other factors.


What are some different policy car insurance types?

Some different car insurance policy types include: combined single limit, split limits, rental coverage, collision insurance, comprehensive insurance, towing insurance and personal property car insurance.


Will my car insurance cover a rental car if i sell my car?

Insurance covers the car identified in the insurance policy. You could ask if they could transfer your insurance policy to the rental car. it depends... is that the only car on the policy? if so, then no once u have no more vehicles.. you can no longer have car insurance. you no longer have an insurable interest in the vehicle. But if you have car insurance on a vehicle and you have the right coverage (OPCF 27) then your auto insurance will cover the insurance portion of your rental, assuming u have collision and comprehensive on that policy.


While driving a tree fell on a car at a state park. Is the car covered?

You will have to file a claim on your own comprehensive auto Insurance. The comprehensive portion of your auto insurance policy would provide coverage.


Miguel has 500 deductible on his comprehensive insurance policy If his car repairs total 1780.75 what amount will the insurance company pay?

$1280.75


Does collision insurance cover hitting a deer?

In case you have a Comprehensive Car Insurance Policy or Standalone Own Damage Car Policy, only damages against an animal attack such as a deer attack are covered. For more clarity on this, you can either read your policy document or get in touch with the customer care of your insurer. Hope, this answer was helpful!


What type of insurance coverage is needed to pay off a stolen car?

you need to have Comprehensive coverage on your policy.


What happens if the driver at fault hits a car and the driver at fault has no insurance will the car that hits you have to pay for your car?

If you have comprehensive insurance, your policy will cover the damages (less a deductable). In this case, your insurance company will sue the at fault driver. You can also sue the at fault driver for damages (if you do not have comprehensive).


Does comprehensive car insurance cover theft?

In my opinion it does cover theft. To be sure I would call the insurance company of my choice and ask them about their policy.


Where online can someone compare car insurance quotes?

Before buying car insurance online you can compare car insurance from top companies through the web aggregates like Policybachat.com. Before you choosing car insurance policy you can check Premium, IDV, Cashless facility and Web aggregator is IRDA Approved or not. one of my colleague had bought new car. He has taken policy from HDFC Ergo with less premium. He said they clearly explained to me about all facilities.