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What is life insurance no medical exam?

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The rates may not necessarily be higher for these instant issue policies. Escpecially for those who carry a little bit of health history. Check out rates at www.InsuranceInMinutes.com. Life Insurance with no medical exam is a type of life insurance that does not require you to take a medical exam in order to qualify for coverage. Generally, you answer a few health questions, and your answers determine if you qualify for coverage. Some no exam life insurance plans offer instant approval. Other plans may be graded benefit, meaning the coverage is limited for the first 1-2 years you own the policy.
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