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What is the criteria for compensation provided under the Individual Personal Accident Policy?
Wiki User
∙ 8y ago
Following are the criteria for compensation Under the Individual Personal Accident Policy:
1. If the accident results in death, the full Capital Sum Insured must be paid to the Insured beneficiaries.
2. In accident if the insurer get permanent disability i.e The total loss of both the eyes or two limbs or one eye, the full capital sum insures is payable.
3.In case of the accident result in partial disablement of certain parts of the insures's body, then only the specific percentage of the capital sum insured will be paid.
4.If there is disability excluding injuries that are not visible through medical test like sprain, muscular spasms, etc Then all the benefits listed above have to be paid plus 1 percent of capital sum insured.
Wiki User
∙ 8y ago
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