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What is the difference between the 3 credit agencies and is one better than the other?
Wiki User
∙ 15y ago
Experian and Equifax are better/faster at reporting your monthly activities than Transunion. Transunion can sometimes be two months late at reporting. Experian is by far the best, it was much easier to get a hold of a human being there, and they were very prompt in removing false reports. == Experian and equifax are the best they are people friendly. Where as TransUnion is very useless rules with money. It encourages the collection agencies to take advantages of all the cases. Even if you miss with miscommunication.
Wiki User
∙ 15y ago
The three major credit reporting agencies are Experian, Equifax, and TransUnion. They each collect and report credit information but may have slightly different data and scoring models. There is no one "better" agency, as each lender may use a different agency when assessing creditworthiness. It's important to check your credit report from all three agencies regularly to ensure accuracy.
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