The most cost effective way to pay for college would probably be to use something called CLEP tests. Check with the school of your choice and see how many alternative transfer credits they will accept from CLEP. Try to find a school that will accept up to 60 credits of CLEP. Then, study for CLEP tests until you earn 60 credit's worth, transfer in, then complete your degree. CLEP tests usually are $100 including the study material and can earn you anywhere from 4-12 credits per test.
You should try a 529 college savings plan. A 529 plan is a tax-advantaged way for family of any income level to save for college. It remains the top and most effective way to save for your or your children's college.
Usually it's the other way around. You pay the college.
There are many ways to pay for college. One way is by applying for scholarships. Most companies offer scholarships to their employees. You can also apply for a federal student loan which has a very low interest rate.
You can apply to a 2-year school, most commonly known as a community college. In a way, going to a community college is the most cost effective way of attending school. After 2 years, you will have completed your core set of classes and are transferrable to most 4 year universities. Be sure to check in advance to see if the credits will transfer.
During high school and college he funded most of his tuition through a truck-driving job, delivering Coca-Cola.
You can apply for grants and government loans at www.fafsa.gov. In many cases they can pay for all or most of your college tuition with money to spare for housing and books.
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The best way to pay off credit card debt is to pay as much above the minimum payment as you can. If you owe on more than one card, pay the minimum on the cards with the lowest interest rates until you have paid off the cards with the higher rates first.