The term consumer counseling service is basically what it means to have a counselor giving you financial advice. A counselor can negotiate things such as late fees as well.
The purpose of consumer counselling service is to educate the consumers about several very important topics. One of such topics is how not to get in debt.
CCCS refers to a consumer credit counseling service that provides credit counseling and other financial education to the communities it serves. A consumer credit counseling service is a nonprofit charity. Additionally, organizations that carry the CCCS name are members of the National Foundation for Consumer Credit (NFCC).
Bringing down loan fees on MasterCard obligation. Disposal of late expenses and extra charges. Decrease of measure of obligation settlement. Solidification of advances into one regularly scheduled installment. Affordabledebtconsolidation
There are consumer debt counseling services in Mississippi but, you should just do it yourself. Get a list of all the companies that you owe money to,and then call them and offer them a deal. Or go through Omaha Mutual.
When one wants to apply for a non-profit consumer credit counseling service, one might want to notify the Federal Trade Commission first to find out what steps must be followed to become a legitimate business.
CACREP is a service provided to college students and professors looking to get a job or degree in the counseling service. This includes drug, family and marriage counseling among other things.
A local consumer conseling service will probably give you the best price. These can be found in a local business directory or by asking your banking institution.
Consumer credit counseling services help overextended credit users eliminate high interest rate credit card debt. It's their mission to help you regain financial stability. Certified credit counselors evaluate your debts, budget, and credit. Then they help you identify the best way to get out of debt in your situation.debtredemption.
There are numerous companies that provide consumer debt counseling. Some are free while others are not. You could start by looking through your phone book for local consumer debt counseling businesses in your area.
I dropped out of consumer credit counseling years ago, and it was not a good experience. The credit cards that I had would not re-open my accounts and my credit report had a negative comment regarding "Consumer Credit Counselors", which is a red flag to any creditor that you needed assistance with maintaining your finances. Also, depending upon who your creditors are they will cancel the arrangements made with consumer credit counselors and go back to the original terms and agreement of your contract, along with any previous balances you had already occurred prior to signing up with a counseling service. My suggestion is if you start counseling, finish counseling.
Consumer Credit Counseling Service is the organization you need. They have local branch offices in many cities in the United States.
Some organizations that offer consumer credit counseling services include the Association of Independent Consumer Credit Counseling Agency and Consumer Credit Corporation. Another company in the same industry you may bee interested in is the National Foundation for Credit Counseling.
Someone would use a consumer credit counseling service if they are finding it hard to pay down the debt that they have and still live with out creating more debt. The service would help you come up with different options and find the best payback option for you.