why the people are selecting mutual funds the reason as listed below.
Professional Management> The Mutual fund managers do the research for investors who invest the money in their mutual funds. and they will invest the money in different composes stocks, debts.
Affordability> Most mutual funds set a relatively low dollar amount for initial investment and subsequent purchases.
Read more- hemanthmutualfund
All Mutual funds do
1State Farm Group$50,808,6352Allstate Insurance Group$24,796,2563Liberty Mutual Insurance Cos.$21,483,9964Berkshire Hathaway Insurance (includes Geico)$21,3583165Travelers Group$20,594,4586American International Group$19,687,7207Nationwide Group$14,489,5318Progressive Insurance Group$14,476,6769Farmers Insurance Group$14,129,51210USAA Group$10,679,41411Hartford Insurance Group$9,688,76012Chubb Group of Insurance Cos.$8,927,73613CNA Insurance Cos.$6,188,61814American Familiy Insurance Group$5,324, 29015Aliianz of America$4,666,30116Auto-Owners Insurance Group$4,485,44217Munich-American Holding Corp.$4,413,83418Zurich Finanical Services NA Group$4,400,12319Erie Insurance Group$4,019,27320Ace INA Group$3,705,47521Transatlantic Holdings Inc. Group$3,408,02022W.R. Berkley Group$3,392,33023The Hanover Insurance Group Property & Casualty Cos.$3,053,50824MetLife Auto and Home Group$2,983,23625Cincinnati Insurance Cos.$2,965,462
Surety Cos...frequnrlty same as insurance Cos
In life insurance, there are some contingencies. The persons who are engaged in mines or similar high risk jobs are always prone to eventualities. Further, persons doing outdoor jobs also fall under the same category. They are made to pay higher premiums for their professions for which life insurance cos. are to spare funds for contingencies Uncertainty of death is inherent in human life. It is this uncertainty, that is risk, which gives rise to the necessity for some form of protection against the financial loss arising from death. Insurance substitutes this uncertainty by certainty.Life Insurance Cos. are to maintain Contingency Fund for such eventualities.
The leader in the Insurance company line are L.I.C. A.I.G. Metlife. ICCICI lombard.
No. Insurance co will not pay drink and drive accidents. Neither Life Insurance nor auto insurance cos.
While the Govt. owned insurance cos. are to undergo various social obligations like selling unpopular products at cheap rates in rural areas, the private owned cos. are at liberty to sell at their whims though within the govt. framework. They very often fail to provide promised returns to their clients due to various factors involved. The pathetic show up of private insurance cos. in India is a case in point.The Govt. owned insurance cos. show far better performance in comparison to private cos. in India, as the latest data reveal.
There are currently 34 sectors in KARACHI STOCK EXCHANGE (KSE) such as CLOSED-END-MUTUAL FUNDS, MODARABAS,LEASING COMPANIES, INVESTMENT BANKS/COS./SECURITIES,COMMERCIAL BANKS, INSURANCE, TEXTILE SPINNING,TEXTILE WEAVING, TEXTILE COMPOSITE, WOOLEN,SYNTHETIC and RAYON, JUTE, SUGAR and ALLIED INDUSTRIES and many more. There are 654 Companies are listed under the above mentioned sectors and are traded in KARACHI STOCK EXCHANGE (KSE).
cos its better than workin at any other flippin shop
With the entry of more private health insurance cos, there will be more competition,resulting in reduction in premium and service charges. The customers may expect quality services from the health insurance service providers, as hey have the option to choose their desired insurer out of other cos.
There is no separate Chief Minister's Health Insurance Scheme in India. There is Employees State Insurance Corporation, under which the employees of both state and private organisations are covered. There are various Health Insurance Schemes offered by General Insurance and Private Insurance Cos for medical coverage of both individual and groups of employees.The Government of West Bengal is trying to provide health insurance scheme for lower strata of society at a token premium in collaboration with General Insurance Cos.
By over insurance, insurance cos are burdened with over coverage (though against extra premia),though there is the possibility of claims being admitted on pro-rata basis.
First if th business is a Corporation, which virtually all insurance cos are...you do not need to send a 1099-Misc