BUISNESS
There is a specific type of insurance for all restaurants. For Thai restaurants , it would be ideal to get a commercial property insurance or in the alternative, a general liability insurance.
A restaurant Business Owners policy with good liability should do the trick. You'll also need workers comp, and for the owner, life insurance, Disability Insurance and eventually a good retirement plan. Call an agent that works with commercial insurance.
You need to contact your insurance agent for that type of advice.You need to contact your insurance agent for that type of advice.You need to contact your insurance agent for that type of advice.You need to contact your insurance agent for that type of advice.
It will depend on a few different things. The first is what type of restaurant do you operate, the second is where your restaurant is located, and last are the amount of sales. I would also recommend dealing with an agency that specializes in restaurant insurance. There are numerous pitfalls, that many brokers can overlook if they are not dealing with the restaurant and food service industry regularly.
car insurance
if you committed the DUI, you need car insurance.
You Need General Liability Insurance.
The structure is covered but the contents of the restaurant are not. For instance, your ovens, sinks, dishes fixtures, tables,etc would not be covered. You must have liability insurance for the CONTENTS of the restaurant. I don't know everything about insurance, but I do know that liability insurance won't replace your furnishings. You will need the commercial equivalent of the comprehensive part of Homeowners Insurance.
There is not a single type of insurance required for all businesses. The type of insurance you need to purchase depends on your industry and governmental regulations in your state.
You will need an insurance license and the associated traiing to open an auto insurance business
house insurance
Type your answer here... need a list of the restaurant to redeem my certificate in Des Moines, Ia.